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WooCommerce Payments

WooCommerce Payments

WordPress E-Commerce Payments

VS

Checkout.com

Global Performance

Checkout.com
Fees from
2.9%–3.4% + $0.3 vs 2.3-2.9% + $0.30 (typical)
Features

1 shared

1 unique to WooCommerce Payments · 3 unique to Checkout.com
Regions

4 shared

4 unique to Checkout.com
Pay methods

11 shared

8 unique to WooCommerce Payments · 24 unique to Checkout.com
On fees

WooCommerce Payments publishes 2.9%–3.4% + $0.3 from. Checkout.com publishes 2.3-2.9% + $0.30 (typical) from. Verify directly with each provider before signing.

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Show full specs
5 features · 43 payment methods · 8 regions. We don't rank these — they're here for reference.
WooCommerce Payments WooCommerce Payments
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
2.9%–3.4% + $0.3
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
2–7 business days
1–3 business days
Founded
2020
2012
Headquarters
San Francisco, California
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 19)
Ach Unique
—
✓
Afterpay Unique
✓
—
Alipay
✓
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact
✓
✓
Bnpl Unique
✓
—
Cartes Bancaires Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps
✓
✓
Gcash Unique
—
✓
Google Pay
✓
✓
Grabpay Unique
✓
—
Ideal
✓
✓
Interac Unique
✓
—
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna
✓
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco
✓
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24
✓
✓
Sepa Unique
✓
—
Sepa Direct Debit Unique
—
✓
Sofort
✓
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay
✓
✓
Regions
Checkout.com leads (8 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

WooCommerce Payments is best when you...

WordPress E-Commerce Payments
Need Startup Friendly
Not available with Checkout.com
View WooCommerce Payments

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with WooCommerce Payments
Need Instant Payout
Not available with WooCommerce Payments
Want coverage in Africa, Latin America, Middle East, Southeast Asia
WooCommerce Payments doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between WooCommerce Payments and Checkout.com?
They share 11 payment methods and 4 regions. WooCommerce Payments adds Afterpay, Buy Now Pay Later, Contactless and 5 more that Checkout.com does not list; Checkout.com adds ACH, Amex, Cartes Bancaires and 21 more that WooCommerce Payments does not list; Checkout.com also covers Africa, Latin America and 2 more; only WooCommerce Payments offers Startup Friendly.
Which is cheaper, WooCommerce Payments or Checkout.com?
WooCommerce Payments has published rates from 2.9%–3.4% + $0.3; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use WooCommerce Payments and Checkout.com?
WooCommerce Payments lists 4 regions and 19 payment methods; Checkout.com lists 8 and 35. both cover Asia, Europe, North America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do WooCommerce Payments and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; WooCommerce Payments settles in 2–7 business days, Checkout.com in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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