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WooCommerce Payments

WooCommerce Payments

WordPress E-Commerce Payments

VS

EFTPOS Australia

Australian domestic debit network (multi-network debit, LCR/MCR)

EFTPOS Australia
Fees from
2.9%–3.4% + $0.3 vs Custom
Features

0 shared

2 unique to WooCommerce Payments · 2 unique to EFTPOS Australia
Regions

1 shared

3 unique to WooCommerce Payments
Pay methods

4 shared

15 unique to WooCommerce Payments · 3 unique to EFTPOS Australia
On settlement

WooCommerce Payments settles in 2–7 business days; EFTPOS Australia settles in 2 business days. Verify directly with each provider before signing.

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Show full specs
4 features · 22 payment methods · 4 regions. We don't rank these — they're here for reference.
WooCommerce Payments WooCommerce Payments
EFTPOS Australia EFTPOS Australia
Quick Facts
Fees
Standard transaction rate
2.9%–3.4% + $0.3
Custom
Settlement
Time to receive funds
2–7 business days
2 business days
Founded
2020
1984
Headquarters
San Francisco, California
Sydney, Australia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
WooCommerce Payments leads (19 vs 7)
Afterpay Unique
✓
—
Alipay Unique
✓
—
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bnpl Unique
✓
—
Contactless
✓
✓
Credit Card Unique
✓
—
Debit Card
✓
✓
Eps Unique
✓
—
Google Pay
✓
✓
Grabpay Unique
✓
—
Ideal Unique
✓
—
Interac Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
—
✓
Multibanco Unique
✓
—
Przelewy24 Unique
✓
—
Samsung Pay Unique
—
✓
Sepa Unique
✓
—
Sofort Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
✓
—
Regions
WooCommerce Payments leads (4 vs 1)
Asia Unique
✓
—
Europe Unique
✓
—
North America Unique
✓
—
Oceania
✓
✓

WooCommerce Payments is best when you...

WordPress E-Commerce Payments
Need Instant Sandbox
Not available with EFTPOS Australia
Need Startup Friendly
Not available with EFTPOS Australia
Want coverage in Asia, Europe, North America
EFTPOS Australia doesn't cover these regions
View WooCommerce Payments

EFTPOS Australia is best when you...

Australian domestic debit network (multi-network debit, LCR/MCR)
Need Enterprise
Not available with WooCommerce Payments
Need Low Fees
Not available with WooCommerce Payments
View EFTPOS Australia

Frequently Asked Questions

What is the difference between WooCommerce Payments and EFTPOS Australia?
They share 4 payment methods and 1 region. WooCommerce Payments adds Afterpay, Alipay, Bancontact and 12 more that EFTPOS Australia does not list; EFTPOS Australia adds Mastercard, Samsung Pay, Visa that WooCommerce Payments does not list; WooCommerce Payments also covers Asia, Europe and 1 more; only WooCommerce Payments offers Instant Sandbox, Startup Friendly.
Which is cheaper, WooCommerce Payments or EFTPOS Australia?
WooCommerce Payments has published rates from 2.9%–3.4% + $0.3; EFTPOS Australia has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use WooCommerce Payments and EFTPOS Australia?
WooCommerce Payments lists 4 regions and 19 payment methods; EFTPOS Australia lists 1 and 7. both cover Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do WooCommerce Payments and EFTPOS Australia compare on integration and settlement?
both offer a sandbox; both support webhooks; WooCommerce Payments settles in 2–7 business days, EFTPOS Australia in 2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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