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WooCommerce Payments

WooCommerce Payments

WordPress E-Commerce Payments

VS

Pay.com

Modern Online Payment Gateway

Pay.com
Fees from
2.9%–3.4% + $0.3 vs 2.85%–2.9% + $0.27
Features

2 shared

Regions

2 shared

2 unique to WooCommerce Payments
Pay methods

2 shared

17 unique to WooCommerce Payments · 6 unique to Pay.com
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
2 features · 25 payment methods · 4 regions. We don't rank these — they're here for reference.
WooCommerce Payments WooCommerce Payments
Pay.com Pay.com
Quick Facts
Fees
Standard transaction rate
2.9%–3.4% + $0.3
2.85%–2.9% + $0.27
Settlement
Time to receive funds
2–7 business days
—
Founded
2020
2020
Headquarters
San Francisco, California
Tel Aviv, Israel
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Instant Sandbox
✓
✓
Startup Friendly
✓
✓
Payment Methods
WooCommerce Payments leads (19 vs 8)
Ach Unique
—
✓
Afterpay Unique
✓
—
Alipay Unique
✓
—
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Eps Unique
✓
—
Google Pay
✓
✓
Grabpay Unique
✓
—
Ideal Unique
✓
—
Interac Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
—
✓
Multibanco Unique
✓
—
Paypal Unique
—
✓
Przelewy24 Unique
✓
—
Sepa Unique
✓
—
Sofort Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
✓
—
Regions
WooCommerce Payments leads (4 vs 2)
Asia Unique
✓
—
Europe
✓
✓
North America
✓
✓
Oceania Unique
✓
—

WooCommerce Payments is best when you...

WordPress E-Commerce Payments
Want coverage in Asia, Oceania
Pay.com doesn't cover these regions
View WooCommerce Payments

Pay.com is best when you...

Modern Online Payment Gateway
View Pay.com

Frequently Asked Questions

What is the difference between WooCommerce Payments and Pay.com?
They share 2 payment methods and 2 regions. WooCommerce Payments adds Afterpay, Alipay, Bancontact and 14 more that Pay.com does not list; Pay.com adds ACH, Amex, Bank Transfer and 3 more that WooCommerce Payments does not list; WooCommerce Payments also covers Asia, Oceania.
Which is cheaper, WooCommerce Payments or Pay.com?
WooCommerce Payments has published rates from 2.9%–3.4% + $0.3; Pay.com has published rates from 2.85%–2.9% + $0.27. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use WooCommerce Payments and Pay.com?
WooCommerce Payments lists 4 regions and 19 payment methods; Pay.com lists 2 and 8. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do WooCommerce Payments and Pay.com compare on integration and settlement?
both offer a sandbox; both support webhooks; WooCommerce Payments publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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