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WooCommerce Payments

WooCommerce Payments

WordPress E-Commerce Payments

VS

Payfirma

Canadian mobile payments

Payfirma
Fees from
2.9%–3.4% + $0.3 vs Custom
Features

1 shared

1 unique to WooCommerce Payments
Regions

1 shared

3 unique to WooCommerce Payments
Pay methods

2 shared

17 unique to WooCommerce Payments · 4 unique to Payfirma
On settlement

WooCommerce Payments settles in 2–7 business days; Payfirma settles in 2 business days. Verify directly with each provider before signing.

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Show full specs
2 features · 23 payment methods · 4 regions. We don't rank these — they're here for reference.
WooCommerce Payments WooCommerce Payments
Payfirma Payfirma
Quick Facts
Fees
Standard transaction rate
2.9%–3.4% + $0.3
Custom
Settlement
Time to receive funds
2–7 business days
2 business days
Founded
2020
2008
Headquarters
San Francisco, California
Vancouver, Canada
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
WooCommerce Payments leads (2 vs 1)
Instant Sandbox Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
WooCommerce Payments leads (19 vs 6)
Afterpay Unique
✓
—
Alipay Unique
✓
—
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bnpl Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Discover Unique
—
✓
Eps Unique
✓
—
Google Pay Unique
✓
—
Grabpay Unique
✓
—
Ideal Unique
✓
—
Interac
✓
✓
Klarna Unique
✓
—
Mastercard Unique
—
✓
Multibanco Unique
✓
—
Przelewy24 Unique
✓
—
Sepa Unique
✓
—
Sofort Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
✓
—
Regions
WooCommerce Payments leads (4 vs 1)
Asia Unique
✓
—
Europe Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

WooCommerce Payments is best when you...

WordPress E-Commerce Payments
Need Instant Sandbox
Not available with Payfirma
Want coverage in Asia, Europe, Oceania
Payfirma doesn't cover these regions
View WooCommerce Payments

Payfirma is best when you...

Canadian mobile payments
View Payfirma

Frequently Asked Questions

What is the difference between WooCommerce Payments and Payfirma?
They share 2 payment methods and 1 region. WooCommerce Payments adds Afterpay, Alipay, Bancontact and 14 more that Payfirma does not list; Payfirma adds Amex, Discover, Mastercard and 1 more that WooCommerce Payments does not list; WooCommerce Payments also covers Asia, Europe and 1 more; only WooCommerce Payments offers Instant Sandbox.
Which is cheaper, WooCommerce Payments or Payfirma?
WooCommerce Payments has published rates from 2.9%–3.4% + $0.3; Payfirma has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use WooCommerce Payments and Payfirma?
WooCommerce Payments lists 4 regions and 19 payment methods; Payfirma lists 1 and 6. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do WooCommerce Payments and Payfirma compare on integration and settlement?
both offer a sandbox; both support webhooks; WooCommerce Payments settles in 2–7 business days, Payfirma in 2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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