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WooCommerce Payments

WooCommerce Payments

WordPress E-Commerce Payments

VS

Whop

Whop
Fees from
2.9%–3.4% + $0.3 vs 2.7% + $0.3
Features

0 shared

2 unique to WooCommerce Payments
Regions

4 shared

6 unique to Whop
Pay methods

11 shared

8 unique to WooCommerce Payments · 29 unique to Whop
On settlement

WooCommerce Payments settles in 2–7 business days; Whop settles in 3–5 business days. Verify directly with each provider before signing.

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Show full specs
2 features · 48 payment methods · 10 regions. We don't rank these — they're here for reference.
WooCommerce Payments WooCommerce Payments
Whop Whop
Quick Facts
Fees
Standard transaction rate
2.9%–3.4% + $0.3
2.7% + $0.3
Settlement
Time to receive funds
2–7 business days
3–5 business days
Founded
2020
—
Headquarters
San Francisco, California
Brooklyn, NY
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
WooCommerce Payments leads (2 vs 0)
Instant Sandbox Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Whop leads (40 vs 19)
Ach Unique
—
✓
Afterpay
✓
✓
Alipay Unique
✓
—
Amex Unique
—
✓
Apple Pay
✓
✓
Bacs Unique
—
✓
Bancontact
✓
✓
Bank Transfer Unique
—
✓
Bnpl
✓
✓
Cartes Bancaires Unique
—
✓
Contactless
✓
✓
Credit Card
✓
✓
Dankort Unique
—
✓
Debit Card
✓
✓
Diners Unique
—
✓
Direct Debit Unique
—
✓
Discover Unique
—
✓
Elo Unique
—
✓
Eps Unique
✓
—
Google Pay
✓
✓
Grabpay Unique
✓
—
Hipercard Unique
—
✓
Ideal
✓
✓
Interac Unique
✓
—
Invoice Unique
—
✓
Jcb Unique
—
✓
Klarna
✓
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mir Unique
—
✓
Multibanco Unique
✓
—
Nfc Unique
—
✓
Payment Link Unique
—
✓
Paypal Unique
—
✓
Prepaid Card Unique
—
✓
Przelewy24 Unique
✓
—
Rupay Unique
—
✓
Sepa
✓
✓
Sofort Unique
✓
—
Swift Unique
—
✓
Unionpay Unique
—
✓
Venmo Unique
—
✓
Verve Unique
—
✓
Virtual Card Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
✓
—
Wire Transfer Unique
—
✓
Regions
Whop leads (10 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Global Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓
South America Unique
—
✓
Southeast Asia Unique
—
✓

WooCommerce Payments is best when you...

WordPress E-Commerce Payments
Need Instant Sandbox
Not available with Whop
Need Startup Friendly
Not available with Whop
View WooCommerce Payments

Whop is best when you...

Want coverage in Africa, Global, Latin America, Middle East, South America, Southeast Asia
WooCommerce Payments doesn't cover these regions
View Whop

Frequently Asked Questions

What is the difference between WooCommerce Payments and Whop?
They share 11 payment methods and 4 regions. WooCommerce Payments adds Alipay, EPS, GrabPay and 5 more that Whop does not list; Whop adds ACH, Amex, Bacs and 26 more that WooCommerce Payments does not list; Whop also covers Africa, Global and 4 more; only WooCommerce Payments offers Instant Sandbox, Startup Friendly.
Which is cheaper, WooCommerce Payments or Whop?
WooCommerce Payments has published rates from 2.9%–3.4% + $0.3; Whop has published rates from 2.7% + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use WooCommerce Payments and Whop?
WooCommerce Payments lists 4 regions and 19 payment methods; Whop lists 10 and 40. both cover Asia, Europe, North America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do WooCommerce Payments and Whop compare on integration and settlement?
both offer a sandbox; both support webhooks; WooCommerce Payments settles in 2–7 business days, Whop in 3–5 business days.

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