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Worldline

Worldline

European enterprise

VS

Midtrans

Indonesian E-Commerce

Midtrans
Fees from
Custom vs 2.9% + IDR 2,500 per transaction
Features

0 shared

1 unique to Worldline · 3 unique to Midtrans
Regions

0 shared

2 unique to Worldline · 1 unique to Midtrans
Pay methods

4 shared

3 unique to Worldline · 8 unique to Midtrans
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
4 features · 15 payment methods · 3 regions. We don't rank these — they're here for reference.
Worldline Worldline
Midtrans Midtrans
Quick Facts
Fees
Standard transaction rate
Custom
2.9% + IDR 2,500 per transaction
Settlement
Time to receive funds
1–3 business days
1–2 business days
Founded
1972
2012
Headquarters
La Défense, France
Jakarta, Indonesia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Midtrans leads (3 vs 1)
Enterprise Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Midtrans leads (12 vs 7)
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Cartes Bancaires Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Direct Debit Unique
—
✓
Google Pay
✓
✓
Jcb Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Qr Code Unique
—
✓
Virtual Account Unique
—
✓
Visa
✓
✓
Regions
Worldline leads (2 vs 1)
Asia Unique
✓
—
Europe Unique
✓
—
Southeast Asia Unique
—
✓

Worldline is best when you...

European enterprise
Need Enterprise
Not available with Midtrans
Want coverage in Asia, Europe
Midtrans doesn't cover these regions
View Worldline

Midtrans is best when you...

Indonesian E-Commerce
Need Instant Sandbox
Not available with Worldline
Need Recurring Payments
Not available with Worldline
Want coverage in Southeast Asia
Worldline doesn't cover this region
View Midtrans

Frequently Asked Questions

What is the difference between Worldline and Midtrans?
They share 4 payment methods and 0 regions. Worldline adds Apple Pay, Cartes Bancaires, Maestro that Midtrans does not list; Midtrans adds Bank Transfer, Credit Card, Debit Card and 5 more that Worldline does not list; Worldline also covers Asia, Europe; Midtrans also covers Southeast Asia.
Which is cheaper, Worldline or Midtrans?
Worldline has custom pricing quoted on engagement; Midtrans has published rates from 2.9% + IDR 2,500 per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Worldline and Midtrans?
Worldline lists 2 regions and 7 payment methods; Midtrans lists 1 and 12. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Worldline and Midtrans compare on integration and settlement?
both offer a sandbox; both support webhooks; Worldline settles in 1–3 business days, Midtrans in 1–2 business days.

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