Worldpay

Worldpay

Global Enterprise

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.75% + £0.045 vs Custom
Features

1 shared

2 unique to Worldpay · 4 unique to A-Pay
Regions

5 shared

2 unique to Worldpay · 1 unique to A-Pay
Pay methods

13 shared

9 unique to Worldpay · 6 unique to A-Pay
On fees

Worldpay publishes 2.75% + £0.045 from. A-Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
7 features · 28 payment methods · 8 regions. We don't rank these — they're here for reference.
Worldpay Worldpay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.75% + £0.045
Custom
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
1989
2021
Headquarters
Cincinnati, Ohio
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Worldpay leads (22 vs 19)
Ach Unique
—
✓
Alipay
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Giropay Unique
✓
—
Google Pay
✓
✓
Ideal
✓
✓
Jcb Unique
✓
—
Klarna
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
✓
—
Sofort
✓
✓
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay
✓
✓
Regions
Worldpay leads (7 vs 6)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

Worldpay is best when you...

Global Enterprise
Need Enterprise
Not available with A-Pay
Need Instant Payout
Not available with A-Pay
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View Worldpay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Worldpay
Need High Risk Accepted
Not available with Worldpay
Want coverage in Southeast Asia
Worldpay doesn't cover this region
View A-Pay

Frequently Asked Questions

What is the difference between Worldpay and A-Pay?
They share 13 payment methods and 5 regions. Worldpay adds Buy Now Pay Later, Debit Card, Diners Club and 6 more that A-Pay does not list; A-Pay adds ACH, Crypto, Mobile Money and 3 more that Worldpay does not list; Worldpay also covers North America, Oceania; A-Pay also covers Southeast Asia.
Which is cheaper, Worldpay or A-Pay?
Worldpay has published rates from 2.75% + £0.045; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Worldpay and A-Pay?
Worldpay lists 7 regions and 22 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Worldpay and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Worldpay settles in Next business day, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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