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Worldpay

Worldpay

Global Enterprise

VS

PayPal

Global e-commerce

PayPal
Fees from
2.75% + £0.045 vs 2.9% + $0.30 + split fees
Features

2 shared

1 unique to Worldpay · 3 unique to PayPal
Regions

7 shared

Pay methods

12 shared

10 unique to Worldpay · 7 unique to PayPal

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Show full specs
6 features · 29 payment methods · 7 regions. We don't rank these — they're here for reference.
Worldpay Worldpay
PayPal PayPal
Quick Facts
Fees
Standard transaction rate
2.75% + £0.045
2.9% + $0.30 + split fees
Settlement
Time to receive funds
Next business day
3–5 business days
Founded
1989
1998
Headquarters
Cincinnati, Ohio
San Jose, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PayPal leads (5 vs 3)
Crypto Support Unique
—
✓
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
—
✓
Recurring Payments Unique
✓
—
Payment Methods
Worldpay leads (22 vs 19)
Alipay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Bnpl
✓
✓
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover
✓
✓
Eps Unique
—
✓
Giropay
✓
✓
Google Pay
✓
✓
Ideal
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Maestro Unique
✓
—
Mastercard
✓
✓
Paypal
✓
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
✓
—
Sofort
✓
✓
Trustly Unique
—
✓
Unionpay Unique
✓
—
Venmo Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓

Worldpay is best when you...

Global Enterprise
Need Recurring Payments
Not available with PayPal
View Worldpay

PayPal is best when you...

Global e-commerce
Need Crypto Support
Not available with Worldpay
Need Instant Sandbox
Not available with Worldpay
View PayPal

Frequently Asked Questions

What is the difference between Worldpay and PayPal?
They share 12 payment methods and 7 regions. Worldpay adds Alipay, Credit Card, Debit Card and 7 more that PayPal does not list; PayPal adds Bancontact, BLIK, Crypto and 4 more that Worldpay does not list; only Worldpay offers Recurring Payments; only PayPal offers Crypto Support, Instant Sandbox and 1 more.
Which is cheaper, Worldpay or PayPal?
Worldpay has published rates from 2.75% + £0.045; PayPal has published rates from 2.9% + $0.30 + split fees. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Worldpay and PayPal?
Worldpay lists 7 regions and 22 payment methods; PayPal lists 7 and 19. both cover Africa, Asia, Europe and 4 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Worldpay and PayPal compare on integration and settlement?
both offer a sandbox; both support webhooks; Worldpay settles in Next business day, PayPal in 3–5 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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