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Wyre

Wyre

Crypto Payment Rails

VS

Cayan (TSYS)

US integrated Genius POS and developer-first card processing

Cayan (TSYS)
Fees from
From 0.25% per transaction vs Custom
Features

0 shared

3 unique to Wyre · 2 unique to Cayan (TSYS)
Regions

1 shared

1 unique to Wyre
Pay methods

0 shared

4 unique to Wyre · 4 unique to Cayan (TSYS)
On region

Wyre covers 2 regions; Cayan (TSYS) covers 1. Verify directly with each provider before signing.

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Show full specs
5 features · 8 payment methods · 2 regions. We don't rank these — they're here for reference.
Wyre Wyre
Cayan (TSYS) Cayan (TSYS)
Quick Facts
Fees
Standard transaction rate
From 0.25% per transaction
Custom
Settlement
Time to receive funds
Near-instant
1–2 business days
Founded
2013
1998
Headquarters
San Francisco, California
Boston, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Wyre leads (3 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
—
✓
High Risk Accepted Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Payment Methods
Ach Unique
✓
—
Amex Unique
—
✓
Bank Transfer Unique
✓
—
Crypto Unique
✓
—
Debit Card Unique
✓
—
Discover Unique
—
✓
Mastercard Unique
—
✓
Visa Unique
—
✓
Regions
Wyre leads (2 vs 1)
Europe Unique
✓
—
North America
✓
✓

Wyre is best when you...

Crypto Payment Rails
Need Crypto Support
Not available with Cayan (TSYS)
Need High Risk Accepted
Not available with Cayan (TSYS)
Want coverage in Europe
Cayan (TSYS) doesn't cover this region
View Wyre

Cayan (TSYS) is best when you...

US integrated Genius POS and developer-first card processing
Need Enterprise
Not available with Wyre
Need Instant Sandbox
Not available with Wyre
View Cayan (TSYS)

Frequently Asked Questions

What is the difference between Wyre and Cayan (TSYS)?
They share 0 payment methods and 1 region. Wyre adds ACH, Bank Transfer, Crypto and 1 more that Cayan (TSYS) does not list; Cayan (TSYS) adds Amex, Discover, Mastercard and 1 more that Wyre does not list; Wyre also covers Europe; only Wyre offers Crypto Support, High Risk Accepted and 1 more.
Which is cheaper, Wyre or Cayan (TSYS)?
Wyre has published rates from From 0.25% per transaction; Cayan (TSYS) has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Wyre and Cayan (TSYS)?
Wyre lists 2 regions and 4 payment methods; Cayan (TSYS) lists 1 and 4. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Wyre and Cayan (TSYS) compare on integration and settlement?
both offer a sandbox; both support webhooks; Wyre settles in Near-instant, Cayan (TSYS) in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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