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Wyre

Wyre

Crypto Payment Rails

VS

Paygatex

Paygatex
Fees from
From 0.25% per transaction vs 0.2%–1%
Features

3 shared

6 unique to Paygatex
Regions

0 shared

2 unique to Wyre · 8 unique to Paygatex
Pay methods

1 shared

3 unique to Wyre · 17 unique to Paygatex
On fees

Wyre publishes From 0.25% per transaction from. Paygatex publishes 0.2%–1% from. Verify directly with each provider before signing.

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Show full specs
9 features · 21 payment methods · 10 regions. We don't rank these — they're here for reference.
Wyre Wyre
Paygatex Paygatex
Quick Facts
Fees
Standard transaction rate
From 0.25% per transaction
0.2%–1%
Settlement
Time to receive funds
Near-instant
Same day
Founded
2013
2023
Headquarters
San Francisco, California
Saint Kitts and Nevis
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paygatex leads (9 vs 3)
Crypto Support
✓
✓
High Risk Accepted
✓
✓
Instant Payout Unique
—
✓
Low Fees
✓
✓
Marketplace Support Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Paygatex leads (18 vs 4)
Ach Unique
✓
—
Arbitrum Unique
—
✓
Bank Transfer Unique
✓
—
Bitcoin Unique
—
✓
Bnb Unique
—
✓
Crypto
✓
✓
Debit Card Unique
✓
—
Dogecoin Unique
—
✓
Ethereum Unique
—
✓
Invoice Unique
—
✓
Lightning Network Unique
—
✓
Litecoin Unique
—
✓
Monero Unique
—
✓
Optimism Unique
—
✓
Payment Link Unique
—
✓
Solana Unique
—
✓
Stablecoin Unique
—
✓
Tron Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Xrp Unique
—
✓
Regions
Paygatex leads (8 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
✓
—
Global Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Oceania Unique
—
✓
South America Unique
—
✓
Southeast Asia Unique
—
✓

Wyre is best when you...

Crypto Payment Rails
Want coverage in Europe, North America
Paygatex doesn't cover these regions
View Wyre

Paygatex is best when you...

Need Instant Payout
Not available with Wyre
Need Marketplace Support
Not available with Wyre
Want coverage in Africa, Asia, Global, Latin America, Middle East, Oceania, South America, Southeast Asia
Wyre doesn't cover these regions
View Paygatex

Frequently Asked Questions

What is the difference between Wyre and Paygatex?
They share 1 payment method and 0 regions. Wyre adds ACH, Bank Transfer, Debit Card that Paygatex does not list; Paygatex adds Arbitrum, Bitcoin, BNB and 14 more that Wyre does not list; Wyre also covers Europe, North America; Paygatex also covers Africa, Asia and 6 more.
Which is cheaper, Wyre or Paygatex?
Wyre has published rates from From 0.25% per transaction; Paygatex has published rates from 0.2%–1%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Wyre and Paygatex?
Wyre lists 2 regions and 4 payment methods; Paygatex lists 8 and 18. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Wyre and Paygatex compare on integration and settlement?
both offer a sandbox; both support webhooks; Wyre settles in Near-instant, Paygatex in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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