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Xendit

Xendit

Southeast Asian e-commerce

VS

Alipay

Chinese Consumers

Alipay
Fees from
3%–4% + $0.8 vs Custom
Features

0 shared

3 unique to Xendit · 2 unique to Alipay
Regions

2 shared

6 unique to Alipay
Pay methods

7 shared

15 unique to Xendit
On fees

Xendit publishes 3%–4% + $0.8 from. Alipay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
5 features · 22 payment methods · 8 regions. We don't rank these — they're here for reference.
Xendit Xendit
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
3%–4% + $0.8
Custom
Settlement
Time to receive funds
1–2 business days
Next business day
Founded
2015
2004
Headquarters
Jakarta, Indonesia
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Xendit leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Xendit leads (22 vs 7)
Alipay
✓
✓
Amex Unique
✓
—
Bank Transfer Unique
✓
—
Bnpl Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet
✓
✓
Direct Debit Unique
✓
—
Fpx Unique
✓
—
Gcash Unique
✓
—
Grabpay Unique
✓
—
Jcb
✓
✓
Line Pay Unique
✓
—
Mastercard
✓
✓
Payment Link Unique
✓
—
Paynow Unique
✓
—
Promptpay Unique
✓
—
Qr Code
✓
✓
Unionpay
✓
✓
Virtual Account Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Alipay leads (8 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

Xendit is best when you...

Southeast Asian e-commerce
Need Instant Sandbox
Not available with Alipay
Need Recurring Payments
Not available with Alipay
View Xendit

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Xendit
Need Instant Payout
Not available with Xendit
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania
Xendit doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Xendit and Alipay?
They share 7 payment methods and 2 regions. Xendit adds Amex, Bank Transfer, Buy Now Pay Later and 12 more that Alipay does not list; Alipay also covers Africa, Europe and 4 more; only Xendit offers Instant Sandbox, Recurring Payments and 1 more; only Alipay offers Enterprise, Instant Payout.
Which is cheaper, Xendit or Alipay?
Xendit has published rates from 3%–4% + $0.8; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xendit and Alipay?
Xendit lists 2 regions and 22 payment methods; Alipay lists 8 and 7. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xendit and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Xendit settles in 1–2 business days, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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