Xendit

Xendit

Southeast Asian e-commerce

VS

AsiaPay

Pan-Asian payments

AsiaPay
Fees from
3%–4% + $0.8 vs 2-3%
Features

1 shared

2 unique to Xendit · 2 unique to AsiaPay
Regions

2 shared

1 unique to AsiaPay
Pay methods

17 shared

5 unique to Xendit · 9 unique to AsiaPay

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Show full specs
5 features · 31 payment methods · 3 regions. We don't rank these — they're here for reference.
Xendit Xendit
AsiaPay AsiaPay
Quick Facts
Fees
Standard transaction rate
3%–4% + $0.8
2-3%
Settlement
Time to receive funds
1–2 business days
2–5 business days
Founded
2015
2000
Headquarters
Jakarta, Indonesia
Hong Kong
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
AsiaPay leads (26 vs 22)
Alipay
✓
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bnpl
✓
✓
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card
✓
✓
Digital Wallet
✓
✓
Diners Unique
—
✓
Direct Debit Unique
✓
—
Discover Unique
—
✓
Faster Payments Unique
—
✓
Fpx
✓
✓
Gcash
✓
✓
Google Pay Unique
—
✓
Grabpay
✓
✓
Jcb
✓
✓
Line Pay Unique
✓
—
Mastercard
✓
✓
Mobile Wallet Unique
—
✓
Payment Link Unique
✓
—
Paynow
✓
✓
Promptpay
✓
✓
Qr Code
✓
✓
Rupay Unique
—
✓
Unionpay
✓
✓
Upi Unique
—
✓
Virtual Account Unique
✓
—
Visa
✓
✓
Wechat Pay
✓
✓
Regions
AsiaPay leads (3 vs 2)
Asia
✓
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

Xendit is best when you...

Southeast Asian e-commerce
Need Instant Sandbox
Not available with AsiaPay
Need Startup Friendly
Not available with AsiaPay
View Xendit

AsiaPay is best when you...

Pan-Asian payments
Need Crypto Support
Not available with Xendit
Need Enterprise
Not available with Xendit
Want coverage in Oceania
Xendit doesn't cover this region
View AsiaPay

Frequently Asked Questions

What is the difference between Xendit and AsiaPay?
They share 17 payment methods and 2 regions. Xendit adds Credit Card, Direct Debit, LINE Pay and 2 more that AsiaPay does not list; AsiaPay adds Apple Pay, Crypto, Diners Club and 6 more that Xendit does not list; AsiaPay also covers Oceania; only Xendit offers Instant Sandbox, Startup Friendly.
Which is cheaper, Xendit or AsiaPay?
Xendit has published rates from 3%–4% + $0.8; AsiaPay has published rates from 2-3%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xendit and AsiaPay?
Xendit lists 2 regions and 22 payment methods; AsiaPay lists 3 and 26. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xendit and AsiaPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Xendit settles in 1–2 business days, AsiaPay in 2–5 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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