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Xendit

Xendit

Southeast Asian e-commerce

VS

Convera

B2B cross-border payments and FX

Convera
Fees from
3%–4% + $0.8 vs Custom
Features

0 shared

3 unique to Xendit · 2 unique to Convera
Regions

1 shared

1 unique to Xendit · 3 unique to Convera
Pay methods

4 shared

18 unique to Xendit · 5 unique to Convera
On fees

Xendit publishes 3%–4% + $0.8 from. Convera uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
5 features · 27 payment methods · 5 regions. We don't rank these — they're here for reference.
Xendit Xendit
Convera Convera
Quick Facts
Fees
Standard transaction rate
3%–4% + $0.8
Custom
Settlement
Time to receive funds
1–2 business days
3–4 business days
Founded
2015
2022
Headquarters
Jakarta, Indonesia
Denver, Colorado, United States
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Xendit leads (3 vs 2)
Enterprise Unique
—
✓
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Xendit leads (22 vs 9)
Ach Unique
—
✓
Alipay Unique
✓
—
Amex Unique
✓
—
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet
✓
✓
Direct Debit Unique
✓
—
Fpx Unique
✓
—
Gcash Unique
✓
—
Grabpay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
—
✓
Line Pay Unique
✓
—
Mastercard Unique
✓
—
Payment Link Unique
✓
—
Paynow Unique
✓
—
Promptpay Unique
✓
—
Qr Code Unique
✓
—
Sepa Unique
—
✓
Swift Unique
—
✓
Unionpay Unique
✓
—
Virtual Account Unique
✓
—
Visa Unique
✓
—
Wechat Pay Unique
✓
—
Wire Transfer Unique
—
✓
Regions
Convera leads (4 vs 2)
Asia
✓
✓
Europe Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
✓
—

Xendit is best when you...

Southeast Asian e-commerce
Need Instant Sandbox
Not available with Convera
Need Recurring Payments
Not available with Convera
Want coverage in Southeast Asia
Convera doesn't cover this region
View Xendit

Convera is best when you...

B2B cross-border payments and FX
Need Enterprise
Not available with Xendit
Need Low Fees
Not available with Xendit
Want coverage in Europe, North America, Oceania
Xendit doesn't cover these regions
View Convera

Frequently Asked Questions

What is the difference between Xendit and Convera?
They share 4 payment methods and 1 region. Xendit adds Alipay, Amex, Buy Now Pay Later and 15 more that Convera does not list; Convera adds ACH, Klarna, SEPA and 2 more that Xendit does not list; Xendit also covers Southeast Asia; Convera also covers Europe, North America and 1 more.
Which is cheaper, Xendit or Convera?
Xendit has published rates from 3%–4% + $0.8; Convera has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xendit and Convera?
Xendit lists 2 regions and 22 payment methods; Convera lists 4 and 9. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xendit and Convera compare on integration and settlement?
Xendit offers a sandbox, Convera does not list one; both support webhooks; Xendit settles in 1–2 business days, Convera in 3–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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