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Xendit

Xendit

Southeast Asian e-commerce

VS

dLocal

Emerging Markets

dLocal
Fees from
3%–4% + $0.8 vs 3-7% all-inclusive
Features

0 shared

3 unique to Xendit · 2 unique to dLocal
Regions

1 shared

1 unique to Xendit · 3 unique to dLocal
Pay methods

5 shared

17 unique to Xendit · 5 unique to dLocal

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Show full specs
5 features · 27 payment methods · 5 regions. We don't rank these — they're here for reference.
Xendit Xendit
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
3%–4% + $0.8
3-7% all-inclusive
Settlement
Time to receive funds
1–2 business days
2–7 business days
Founded
2015
2016
Headquarters
Jakarta, Indonesia
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Xendit leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Xendit leads (22 vs 10)
Alipay Unique
✓
—
Amex
✓
✓
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Boleto Unique
—
✓
Cash Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet
✓
✓
Direct Debit Unique
✓
—
Fpx Unique
✓
—
Gcash Unique
✓
—
Grabpay Unique
✓
—
Jcb Unique
✓
—
Line Pay Unique
✓
—
Mastercard
✓
✓
Oxxo Unique
—
✓
Payment Link Unique
✓
—
Paynow Unique
✓
—
Pix Unique
—
✓
Promptpay Unique
✓
—
Pse Unique
—
✓
Qr Code Unique
✓
—
Unionpay Unique
✓
—
Virtual Account Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
dLocal leads (4 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
✓
—

Xendit is best when you...

Southeast Asian e-commerce
Need Instant Sandbox
Not available with dLocal
Need Recurring Payments
Not available with dLocal
Want coverage in Southeast Asia
dLocal doesn't cover this region
View Xendit

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Xendit
Need Instant Payout
Not available with Xendit
Want coverage in Africa, Latin America, Middle East
Xendit doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Xendit and dLocal?
They share 5 payment methods and 1 region. Xendit adds Alipay, Buy Now Pay Later, Credit Card and 14 more that dLocal does not list; dLocal adds Boleto, Cash, OXXO and 2 more that Xendit does not list; Xendit also covers Southeast Asia; dLocal also covers Africa, Latin America and 1 more.
Which is cheaper, Xendit or dLocal?
Xendit has published rates from 3%–4% + $0.8; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xendit and dLocal?
Xendit lists 2 regions and 22 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xendit and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; Xendit settles in 1–2 business days, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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