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Xendit

Xendit

Southeast Asian e-commerce

VS

Google Pay

Android Mobile Payments

Google Pay
Fees from
3%–4% + $0.8 vs Free for consumers, merchant fees via processor
Features

0 shared

3 unique to Xendit · 1 unique to Google Pay
Regions

1 shared

1 unique to Xendit · 3 unique to Google Pay
Pay methods

3 shared

19 unique to Xendit · 1 unique to Google Pay
On fees

Xendit publishes 3%–4% + $0.8 from. Google Pay publishes Free for consumers, merchant fees via processor from. Verify directly with each provider before signing.

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Show full specs
4 features · 23 payment methods · 5 regions. We don't rank these — they're here for reference.
Xendit Xendit
Google Pay Google Pay
Quick Facts
Fees
Standard transaction rate
3%–4% + $0.8
Free for consumers, merchant fees via processor
Settlement
Time to receive funds
1–2 business days
Same day
Founded
2015
2015
Headquarters
Jakarta, Indonesia
Mountain View, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Xendit leads (3 vs 1)
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Xendit leads (22 vs 4)
Alipay Unique
✓
—
Amex Unique
✓
—
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
✓
—
Direct Debit Unique
✓
—
Fpx Unique
✓
—
Gcash Unique
✓
—
Google Pay Unique
—
✓
Grabpay Unique
✓
—
Jcb Unique
✓
—
Line Pay Unique
✓
—
Mastercard Unique
✓
—
Payment Link Unique
✓
—
Paynow Unique
✓
—
Promptpay Unique
✓
—
Qr Code Unique
✓
—
Unionpay Unique
✓
—
Virtual Account Unique
✓
—
Visa Unique
✓
—
Wechat Pay Unique
✓
—
Regions
Google Pay leads (4 vs 2)
Asia
✓
✓
Europe Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
✓
—

Xendit is best when you...

Southeast Asian e-commerce
Need Instant Sandbox
Not available with Google Pay
Need Recurring Payments
Not available with Google Pay
Want coverage in Southeast Asia
Google Pay doesn't cover this region
View Xendit

Google Pay is best when you...

Android Mobile Payments
Need Instant Payout
Not available with Xendit
Want coverage in Europe, North America, Oceania
Xendit doesn't cover these regions
View Google Pay

Frequently Asked Questions

What is the difference between Xendit and Google Pay?
They share 3 payment methods and 1 region. Xendit adds Alipay, Amex, Buy Now Pay Later and 16 more that Google Pay does not list; Google Pay adds Google Pay that Xendit does not list; Xendit also covers Southeast Asia; Google Pay also covers Europe, North America and 1 more.
Which is cheaper, Xendit or Google Pay?
Xendit has published rates from 3%–4% + $0.8; Google Pay has published rates from Free for consumers, merchant fees via processor. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xendit and Google Pay?
Xendit lists 2 regions and 22 payment methods; Google Pay lists 4 and 4. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xendit and Google Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Xendit settles in 1–2 business days, Google Pay in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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