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Xendit

Xendit

Southeast Asian e-commerce

VS

Komoju

Japan & ASEAN E-Commerce Payments

Komoju
Fees from
3%–4% + $0.8 vs 3.25%–4.5% + 0.25 BRL
Features

1 shared

2 unique to Xendit · 1 unique to Komoju
Regions

2 shared

Pay methods

15 shared

7 unique to Xendit · 12 unique to Komoju

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Show full specs
4 features · 34 payment methods · 2 regions. We don't rank these — they're here for reference.
Xendit Xendit
Komoju Komoju
Quick Facts
Fees
Standard transaction rate
3%–4% + $0.8
3.25%–4.5% + 0.25 BRL
Settlement
Time to receive funds
1–2 business days
1–5 business days
Founded
2015
2016
Headquarters
Jakarta, Indonesia
Tokyo, Japan
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Xendit leads (3 vs 2)
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Komoju leads (27 vs 22)
Alipay
✓
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Bnpl
✓
✓
Carrier Billing Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet
✓
✓
Diners Unique
—
✓
Direct Debit Unique
✓
—
Eps Unique
—
✓
Fpx
✓
✓
Gcash
✓
✓
Giropay Unique
—
✓
Grabpay Unique
✓
—
Hipercard Unique
—
✓
Ideal Unique
—
✓
Jcb
✓
✓
Line Pay
✓
✓
Mastercard
✓
✓
Multibanco Unique
—
✓
Payment Link Unique
✓
—
Paynow Unique
✓
—
Pix Unique
—
✓
Promptpay Unique
✓
—
Qr Code Unique
✓
—
Sofort Unique
—
✓
Unionpay
✓
✓
Virtual Account Unique
✓
—
Visa
✓
✓
Wechat Pay
✓
✓
Regions
Asia
✓
✓
Southeast Asia
✓
✓

Xendit is best when you...

Southeast Asian e-commerce
Need Instant Sandbox
Not available with Komoju
Need Startup Friendly
Not available with Komoju
View Xendit

Komoju is best when you...

Japan & ASEAN E-Commerce Payments
Need Instant Payout
Not available with Xendit
View Komoju

Frequently Asked Questions

What is the difference between Xendit and Komoju?
They share 15 payment methods and 2 regions. Xendit adds Direct Debit, GrabPay, Payment Link and 4 more that Komoju does not list; Komoju adds Apple Pay, Bancontact, BLIK and 9 more that Xendit does not list; only Xendit offers Instant Sandbox, Startup Friendly; only Komoju offers Instant Payout.
Which is cheaper, Xendit or Komoju?
Xendit has published rates from 3%–4% + $0.8; Komoju has published rates from 3.25%–4.5% + 0.25 BRL. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xendit and Komoju?
Xendit lists 2 regions and 22 payment methods; Komoju lists 2 and 27. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xendit and Komoju compare on integration and settlement?
both offer a sandbox; both support webhooks; Xendit settles in 1–2 business days, Komoju in 1–5 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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