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Xendit

Xendit

Southeast Asian e-commerce

VS

MoonPay

Crypto on-ramp

MoonPay
Fees from
3%–4% + $0.8 vs 4.5% card; 1% bank transfer
Features

0 shared

3 unique to Xendit · 3 unique to MoonPay
Regions

1 shared

1 unique to Xendit · 3 unique to MoonPay
Pay methods

3 shared

19 unique to Xendit · 7 unique to MoonPay
On region

MoonPay covers 4 regions; Xendit covers 2. Verify directly with each provider before signing.

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Show full specs
6 features · 29 payment methods · 5 regions. We don't rank these — they're here for reference.
Xendit Xendit
MoonPay MoonPay
Quick Facts
Fees
Standard transaction rate
3%–4% + $0.8
4.5% card; 1% bank transfer
Settlement
Time to receive funds
1–2 business days
Same day
Founded
2015
2019
Headquarters
Jakarta, Indonesia
Miami, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Xendit leads (22 vs 10)
Alipay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card
✓
✓
Digital Wallet Unique
✓
—
Direct Debit Unique
✓
—
Faster Payments Unique
—
✓
Fpx Unique
✓
—
Gcash Unique
✓
—
Google Pay Unique
—
✓
Grabpay Unique
✓
—
Jcb Unique
✓
—
Line Pay Unique
✓
—
Mastercard Unique
✓
—
Payment Link Unique
✓
—
Paynow Unique
✓
—
Paypal Unique
—
✓
Promptpay Unique
✓
—
Qr Code Unique
✓
—
Sepa Unique
—
✓
Unionpay Unique
✓
—
Venmo Unique
—
✓
Virtual Account Unique
✓
—
Visa Unique
✓
—
Wechat Pay Unique
✓
—
Regions
MoonPay leads (4 vs 2)
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓
Southeast Asia Unique
✓
—

Xendit is best when you...

Southeast Asian e-commerce
Need Instant Sandbox
Not available with MoonPay
Need Recurring Payments
Not available with MoonPay
Want coverage in Southeast Asia
MoonPay doesn't cover this region
View Xendit

MoonPay is best when you...

Crypto on-ramp
Need Crypto Support
Not available with Xendit
Need Enterprise
Not available with Xendit
Want coverage in Europe, Latin America, North America
Xendit doesn't cover these regions
View MoonPay

Frequently Asked Questions

What is the difference between Xendit and MoonPay?
They share 3 payment methods and 1 region. Xendit adds Alipay, Amex, Buy Now Pay Later and 16 more that MoonPay does not list; MoonPay adds Apple Pay, Crypto, Faster Payments and 4 more that Xendit does not list; Xendit also covers Southeast Asia; MoonPay also covers Europe, Latin America and 1 more.
Which is cheaper, Xendit or MoonPay?
Xendit has published rates from 3%–4% + $0.8; MoonPay has published rates from 4.5% card; 1% bank transfer. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xendit and MoonPay?
Xendit lists 2 regions and 22 payment methods; MoonPay lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xendit and MoonPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Xendit settles in 1–2 business days, MoonPay in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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