Xendit

Xendit

Southeast Asian e-commerce

VS

PromptPay

Thai Real-Time Payments

PromptPay
Fees from
3%–4% + $0.8 vs Free for most transfers
Features

0 shared

3 unique to Xendit · 2 unique to PromptPay
Regions

1 shared

1 unique to Xendit
Pay methods

2 shared

20 unique to Xendit

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Show full specs
5 features · 22 payment methods · 2 regions. We don't rank these — they're here for reference.
Xendit Xendit
PromptPay PromptPay
Quick Facts
Fees
Standard transaction rate
3%–4% + $0.8
Free for most transfers
Settlement
Time to receive funds
1–2 business days
Instant
Founded
2015
2017
Headquarters
Jakarta, Indonesia
Bangkok, Thailand
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Xendit leads (3 vs 2)
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Xendit leads (22 vs 2)
Alipay Unique
✓
—
Amex Unique
✓
—
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Direct Debit Unique
✓
—
Fpx Unique
✓
—
Gcash Unique
✓
—
Grabpay Unique
✓
—
Jcb Unique
✓
—
Line Pay Unique
✓
—
Mastercard Unique
✓
—
Payment Link Unique
✓
—
Paynow Unique
✓
—
Promptpay
✓
✓
Qr Code Unique
✓
—
Unionpay Unique
✓
—
Virtual Account Unique
✓
—
Visa Unique
✓
—
Wechat Pay Unique
✓
—
Regions
Xendit leads (2 vs 1)
Asia Unique
✓
—
Southeast Asia
✓
✓

Xendit is best when you...

Southeast Asian e-commerce
Need Instant Sandbox
Not available with PromptPay
Need Recurring Payments
Not available with PromptPay
Want coverage in Asia
PromptPay doesn't cover this region
View Xendit

PromptPay is best when you...

Thai Real-Time Payments
Need Instant Payout
Not available with Xendit
Need Low Fees
Not available with Xendit
View PromptPay

Frequently Asked Questions

What is the difference between Xendit and PromptPay?
They share 2 payment methods and 1 region. Xendit adds Alipay, Amex, Buy Now Pay Later and 17 more that PromptPay does not list; Xendit also covers Asia; only Xendit offers Instant Sandbox, Recurring Payments and 1 more; only PromptPay offers Instant Payout, Low Fees.
Which is cheaper, Xendit or PromptPay?
Xendit has published rates from 3%–4% + $0.8; PromptPay has published rates from Free for most transfers. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xendit and PromptPay?
Xendit lists 2 regions and 22 payment methods; PromptPay lists 1 and 2. both cover Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xendit and PromptPay compare on integration and settlement?
Xendit offers a sandbox, PromptPay does not list one; both support webhooks; Xendit settles in 1–2 business days, PromptPay in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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