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Xendit

Xendit

Southeast Asian e-commerce

VS

Razorpay

Indian Startups

Razorpay
Fees from
3%–4% + $0.8 vs 2% + GST
Features

3 shared

1 unique to Razorpay
Regions

1 shared

1 unique to Xendit
Pay methods

6 shared

16 unique to Xendit · 5 unique to Razorpay

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Show full specs
4 features · 27 payment methods · 2 regions. We don't rank these — they're here for reference.
Xendit Xendit
Razorpay Razorpay
Quick Facts
Fees
Standard transaction rate
3%–4% + $0.8
2% + GST
Settlement
Time to receive funds
1–2 business days
Instant to 3 business days
Founded
2015
2014
Headquarters
Jakarta, Indonesia
Bangalore, India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Razorpay leads (4 vs 3)
Instant Payout Unique
—
✓
Instant Sandbox
✓
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Xendit leads (22 vs 11)
Alipay Unique
✓
—
Amex
✓
✓
Bank Transfer
✓
✓
Bnpl
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet
✓
✓
Diners Unique
—
✓
Direct Debit Unique
✓
—
Fpx Unique
✓
—
Gcash Unique
✓
—
Google Pay Unique
—
✓
Grabpay Unique
✓
—
Jcb Unique
✓
—
Line Pay Unique
✓
—
Mastercard
✓
✓
Mobile Wallet Unique
—
✓
Payment Link Unique
✓
—
Paynow Unique
✓
—
Promptpay Unique
✓
—
Qr Code Unique
✓
—
Rupay Unique
—
✓
Unionpay Unique
✓
—
Upi Unique
—
✓
Virtual Account Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Xendit leads (2 vs 1)
Asia
✓
✓
Southeast Asia Unique
✓
—

Xendit is best when you...

Southeast Asian e-commerce
Want coverage in Southeast Asia
Razorpay doesn't cover this region
View Xendit

Razorpay is best when you...

Indian Startups
Need Instant Payout
Not available with Xendit
View Razorpay

Frequently Asked Questions

What is the difference between Xendit and Razorpay?
They share 6 payment methods and 1 region. Xendit adds Alipay, Credit Card, Debit Card and 13 more that Razorpay does not list; Razorpay adds Diners Club, Google Pay, Mobile Wallet and 2 more that Xendit does not list; Xendit also covers Southeast Asia; only Razorpay offers Instant Payout.
Which is cheaper, Xendit or Razorpay?
Xendit has published rates from 3%–4% + $0.8; Razorpay has published rates from 2% + GST. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xendit and Razorpay?
Xendit lists 2 regions and 22 payment methods; Razorpay lists 1 and 11. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xendit and Razorpay compare on integration and settlement?
both offer a sandbox; both support webhooks; Xendit settles in 1–2 business days, Razorpay in Instant to 3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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