Xendit

Xendit

Southeast Asian e-commerce

VS

SPAYZ.io

Global Payment Provider

SPAYZ.io
Fees from
3%–4% + $0.8 vs Custom
Features

1 shared

2 unique to Xendit · 4 unique to SPAYZ.io
Regions

2 shared

2 unique to SPAYZ.io
Pay methods

0 shared

22 unique to Xendit

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Show full specs
7 features · 22 payment methods · 4 regions. We don't rank these — they're here for reference.
Xendit Xendit
SPAYZ.io SPAYZ.io
Quick Facts
Fees
Standard transaction rate
3%–4% + $0.8
Custom
Settlement
Time to receive funds
1–2 business days
Same day
Founded
2015
2018
Headquarters
Jakarta, Indonesia
Cyprus
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
SPAYZ.io leads (5 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Xendit leads (22 vs 0)
Alipay Unique
✓
—
Amex Unique
✓
—
Bank Transfer Unique
✓
—
Bnpl Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Direct Debit Unique
✓
—
Fpx Unique
✓
—
Gcash Unique
✓
—
Grabpay Unique
✓
—
Jcb Unique
✓
—
Line Pay Unique
✓
—
Mastercard Unique
✓
—
Payment Link Unique
✓
—
Paynow Unique
✓
—
Promptpay Unique
✓
—
Qr Code Unique
✓
—
Unionpay Unique
✓
—
Virtual Account Unique
✓
—
Visa Unique
✓
—
Wechat Pay Unique
✓
—
Regions
SPAYZ.io leads (4 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Southeast Asia
✓
✓

Xendit is best when you...

Southeast Asian e-commerce
Need Instant Sandbox
Not available with SPAYZ.io
Need Recurring Payments
Not available with SPAYZ.io
View Xendit

SPAYZ.io is best when you...

Global Payment Provider
Need Crypto Support
Not available with Xendit
Need Enterprise
Not available with Xendit
Want coverage in Africa, Europe
Xendit doesn't cover these regions
View SPAYZ.io

Frequently Asked Questions

What is the difference between Xendit and SPAYZ.io?
They share 0 payment methods and 2 regions. Xendit adds Alipay, Amex, Bank Transfer and 19 more that SPAYZ.io does not list; SPAYZ.io also covers Africa, Europe; only Xendit offers Instant Sandbox, Recurring Payments; only SPAYZ.io offers Crypto Support, Enterprise and 2 more.
Which is cheaper, Xendit or SPAYZ.io?
Xendit has published rates from 3%–4% + $0.8; SPAYZ.io has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xendit and SPAYZ.io?
Xendit lists 2 regions and 22 payment methods; SPAYZ.io lists 4 and 0. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xendit and SPAYZ.io compare on integration and settlement?
Xendit offers a sandbox, SPAYZ.io does not list one; Xendit supports webhooks; Xendit settles in 1–2 business days, SPAYZ.io in Same day.

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