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Xendit

Xendit

Southeast Asian e-commerce

VS

TapPay

Conversion optimization

TapPay
Fees from
3%–4% + $0.8 vs 2.3-2.8%
Features

1 shared

2 unique to Xendit
Regions

1 shared

1 unique to Xendit
Pay methods

4 shared

18 unique to Xendit · 3 unique to TapPay

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Show full specs
3 features · 25 payment methods · 2 regions. We don't rank these — they're here for reference.
Xendit Xendit
TapPay TapPay
Quick Facts
Fees
Standard transaction rate
3%–4% + $0.8
2.3-2.8%
Settlement
Time to receive funds
1–2 business days
3–5 business days
Founded
2015
2015
Headquarters
Jakarta, Indonesia
Taipei, Taiwan
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Xendit leads (3 vs 1)
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Xendit leads (22 vs 7)
Alipay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Bnpl Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Direct Debit Unique
✓
—
Fpx Unique
✓
—
Gcash Unique
✓
—
Google Pay Unique
—
✓
Grabpay Unique
✓
—
Jcb
✓
✓
Line Pay
✓
✓
Mastercard
✓
✓
Payment Link Unique
✓
—
Paynow Unique
✓
—
Promptpay Unique
✓
—
Qr Code Unique
✓
—
Samsung Pay Unique
—
✓
Unionpay Unique
✓
—
Virtual Account Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Xendit leads (2 vs 1)
Asia
✓
✓
Southeast Asia Unique
✓
—

Xendit is best when you...

Southeast Asian e-commerce
Need Instant Sandbox
Not available with TapPay
Need Recurring Payments
Not available with TapPay
Want coverage in Southeast Asia
TapPay doesn't cover this region
View Xendit

TapPay is best when you...

Conversion optimization
View TapPay

Frequently Asked Questions

What is the difference between Xendit and TapPay?
They share 4 payment methods and 1 region. Xendit adds Alipay, Amex, Bank Transfer and 15 more that TapPay does not list; TapPay adds Apple Pay, Google Pay, Samsung Pay that Xendit does not list; Xendit also covers Southeast Asia; only Xendit offers Instant Sandbox, Recurring Payments.
Which is cheaper, Xendit or TapPay?
Xendit has published rates from 3%–4% + $0.8; TapPay has published rates from 2.3-2.8%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xendit and TapPay?
Xendit lists 2 regions and 22 payment methods; TapPay lists 1 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xendit and TapPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Xendit settles in 1–2 business days, TapPay in 3–5 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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