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Xfers

Xfers

Singapore fintech

VS

Epoint

Azerbaijan and Georgia SME card acquiring

Epoint
Fees from
2.9% + $0.50 vs Transaction-based
Features

1 shared

1 unique to Xfers · 2 unique to Epoint
Regions

1 shared

Pay methods

0 shared

5 unique to Xfers · 5 unique to Epoint
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
4 features · 10 payment methods · 1 regions. We don't rank these — they're here for reference.
Xfers Xfers
Epoint Epoint
Quick Facts
Fees
Standard transaction rate
2.9% + $0.50
Transaction-based
Settlement
Time to receive funds
1–2 business days
—
Founded
2015
2016
Headquarters
Singapore
Baku, Azerbaijan
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Epoint leads (3 vs 2)
Crypto Support Unique
✓
—
Instant Payout Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Grabpay Unique
✓
—
Maestro Unique
—
✓
Mastercard Unique
—
✓
Paynow Unique
✓
—
Visa Unique
—
✓
Regions
Asia
✓
✓

Xfers is best when you...

Singapore fintech
Need Crypto Support
Not available with Epoint
View Xfers

Epoint is best when you...

Azerbaijan and Georgia SME card acquiring
Need Instant Payout
Not available with Xfers
Need Recurring Payments
Not available with Xfers
View Epoint

Frequently Asked Questions

What is the difference between Xfers and Epoint?
They share 0 payment methods and 1 region. Xfers adds Bank Transfer, Credit Card, Digital Wallet and 2 more that Epoint does not list; Epoint adds Apple Pay, Google Pay, Maestro and 2 more that Xfers does not list; only Xfers offers Crypto Support; only Epoint offers Instant Payout, Recurring Payments.
Which is cheaper, Xfers or Epoint?
Xfers has published rates from 2.9% + $0.50; Epoint has published rates from Transaction-based. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xfers and Epoint?
Xfers lists 1 region and 5 payment methods; Epoint lists 1 and 5. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xfers and Epoint compare on integration and settlement?
Xfers offers a sandbox, Epoint does not list one; both support webhooks; Xfers publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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