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Xfers

Xfers

Singapore fintech

VS

FMPay

FMPay
Fees from
2.9% + $0.50 vs Custom
Features

0 shared

2 unique to Xfers · 3 unique to FMPay
Regions

0 shared

1 unique to Xfers · 1 unique to FMPay
Pay methods

0 shared

5 unique to Xfers · 3 unique to FMPay
On payment methods

Xfers supports 5 payment methods, 2 more than FMPay. Verify directly with each provider before signing.

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Show full specs
5 features · 8 payment methods · 2 regions. We don't rank these — they're here for reference.
Xfers Xfers
FMPay FMPay
Quick Facts
Fees
Standard transaction rate
2.9% + $0.50
Custom
Settlement
Time to receive funds
1–2 business days
Instant
Founded
2015
2018
Headquarters
Singapore
Cheltenham, United Kingdom
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
FMPay leads (3 vs 2)
Crypto Support Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Virtual Items Unique
—
✓
Payment Methods
Xfers leads (5 vs 3)
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Digital Wallet Unique
✓
—
Grabpay Unique
✓
—
Mastercard Unique
—
✓
Paynow Unique
✓
—
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Asia Unique
✓
—
Europe Unique
—
✓

Xfers is best when you...

Singapore fintech
Need Crypto Support
Not available with FMPay
Need Startup Friendly
Not available with FMPay
Want coverage in Asia
FMPay doesn't cover this region
View Xfers

FMPay is best when you...

Need High Risk Accepted
Not available with Xfers
Need Instant Payout
Not available with Xfers
Want coverage in Europe
Xfers doesn't cover this region
View FMPay

Frequently Asked Questions

What is the difference between Xfers and FMPay?
They share 0 payment methods and 0 regions. Xfers adds Bank Transfer, Credit Card, Digital Wallet and 2 more that FMPay does not list; FMPay adds Mastercard, UnionPay, Visa that Xfers does not list; Xfers also covers Asia; FMPay also covers Europe.
Which is cheaper, Xfers or FMPay?
Xfers has published rates from 2.9% + $0.50; FMPay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xfers and FMPay?
Xfers lists 1 region and 5 payment methods; FMPay lists 1 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xfers and FMPay compare on integration and settlement?
Xfers offers a sandbox, FMPay does not list one; Xfers supports webhooks; Xfers settles in 1–2 business days, FMPay in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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