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X

Xflow

VS

Paygatex

Paygatex
Fees from
— vs 0.2%–1%
Features

0 shared

9 unique to Paygatex
Regions

1 shared

7 unique to Paygatex
Pay methods

0 shared

1 unique to Xflow · 18 unique to Paygatex
On licensing

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Show full specs
9 features · 19 payment methods · 8 regions. We don't rank these — they're here for reference.
Xflow
Paygatex Paygatex
Quick Facts
Fees
Standard transaction rate
—
0.2%–1%
Settlement
Time to receive funds
Next business day
Same day
Founded
2021
2023
Headquarters
Bengaluru, India
Saint Kitts and Nevis
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Paygatex leads (9 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Paygatex leads (18 vs 1)
Arbitrum Unique
—
✓
Bitcoin Unique
—
✓
Bnb Unique
—
✓
Crypto Unique
—
✓
Dogecoin Unique
—
✓
Ethereum Unique
—
✓
Invoice Unique
—
✓
Lightning Network Unique
—
✓
Litecoin Unique
—
✓
Monero Unique
—
✓
Optimism Unique
—
✓
Payment Link Unique
—
✓
Solana Unique
—
✓
Stablecoin Unique
—
✓
Tron Unique
—
✓
Upi Unique
✓
—
Usdc Unique
—
✓
Usdt Unique
—
✓
Xrp Unique
—
✓
Regions
Paygatex leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Global Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Oceania Unique
—
✓
South America Unique
—
✓
Southeast Asia Unique
—
✓

Xflow is best when you...

View Xflow

Paygatex is best when you...

Need Crypto Support
Not available with Xflow
Need High Risk Accepted
Not available with Xflow
Want coverage in Africa, Global, Latin America, Middle East, Oceania, South America, Southeast Asia
Xflow doesn't cover these regions
View Paygatex

Frequently Asked Questions

What is the difference between Xflow and Paygatex?
They share 0 payment methods and 1 region. Xflow adds UPI that Paygatex does not list; Paygatex adds Arbitrum, Bitcoin, BNB and 15 more that Xflow does not list; Paygatex also covers Africa, Global and 5 more; only Paygatex offers Crypto Support, High Risk Accepted and 7 more.
Which is cheaper, Xflow or Paygatex?
Xflow has no published rate; Paygatex has published rates from 0.2%–1%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xflow and Paygatex?
Xflow lists 1 region and 1 payment method; Paygatex lists 8 and 18. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xflow and Paygatex compare on integration and settlement?
Paygatex offers a sandbox, Xflow does not list one; Paygatex supports webhooks; Xflow settles in Next business day, Paygatex in Same day.

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