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Xsolla

Xsolla

Game Monetization

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

3 shared

2 unique to Xsolla · 2 unique to A-Pay
Regions

6 shared

2 unique to Xsolla
Pay methods

12 shared

5 unique to Xsolla · 7 unique to A-Pay

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Show full specs
7 features · 24 payment methods · 8 regions. We don't rank these — they're here for reference.
Xsolla Xsolla
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
30 business days
1–2 business days
Founded
2005
2021
Headquarters
Los Angeles, California
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Crypto Support
✓
✓
Enterprise Unique
✓
—
High Risk Accepted
✓
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Virtual Items Unique
✓
—
Payment Methods
A-Pay leads (19 vs 17)
Ach Unique
—
✓
Alipay
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Carrier Billing Unique
✓
—
Credit Card
✓
✓
Crypto
✓
✓
Debit Card Unique
✓
—
Discover Unique
✓
—
Gift Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money
✓
✓
Mobile Payment Unique
✓
—
Paypal
✓
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay
✓
✓
Regions
Xsolla leads (8 vs 6)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia
✓
✓

Xsolla is best when you...

Game Monetization
Need Enterprise
Not available with A-Pay
Need Virtual Items
Not available with A-Pay
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View Xsolla

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Instant Sandbox
Not available with Xsolla
Need Startup Friendly
Not available with Xsolla
View A-Pay

Frequently Asked Questions

What is the difference between Xsolla and A-Pay?
They share 12 payment methods and 6 regions. Xsolla adds Carrier Billing, Debit Card, Discover and 2 more that A-Pay does not list; A-Pay adds ACH, iDEAL, Klarna and 4 more that Xsolla does not list; Xsolla also covers North America, Oceania; only Xsolla offers Enterprise, Virtual Items.
Which is cheaper, Xsolla or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Xsolla and A-Pay?
Xsolla lists 8 regions and 17 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xsolla and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Xsolla settles in 30 business days, A-Pay in 1–2 business days.

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