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Xsolla

Xsolla

Game Monetization

VS

Finix

Platforms & Direct Acquirer

Finix
Fees from
Custom vs Interchange+ pricing
Features

2 shared

3 unique to Xsolla · 3 unique to Finix
Regions

1 shared

7 unique to Xsolla
Pay methods

6 shared

11 unique to Xsolla · 3 unique to Finix
On licensing

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Show full specs
8 features · 20 payment methods · 8 regions. We don't rank these — they're here for reference.
Xsolla Xsolla
Finix Finix
Quick Facts
Fees
Standard transaction rate
Custom
Interchange+ pricing
Settlement
Time to receive funds
30 business days
1–2 business days
Founded
2005
2015
Headquarters
Los Angeles, California
San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Crypto Support Unique
✓
—
Enterprise
✓
✓
High Risk Accepted Unique
✓
—
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Virtual Items Unique
✓
—
Payment Methods
Xsolla leads (17 vs 9)
Ach Unique
—
✓
Alipay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Carrier Billing Unique
✓
—
Credit Card Unique
✓
—
Crypto Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover
✓
✓
Gift Card Unique
✓
—
Google Pay
✓
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Mobile Payment Unique
✓
—
Paypal Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Xsolla leads (8 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

Xsolla is best when you...

Game Monetization
Need Crypto Support
Not available with Finix
Need High Risk Accepted
Not available with Finix
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Finix doesn't cover these regions
View Xsolla

Finix is best when you...

Platforms & Direct Acquirer
Need Instant Payout
Not available with Xsolla
Need Instant Sandbox
Not available with Xsolla
View Finix

Frequently Asked Questions

What is the difference between Xsolla and Finix?
They share 6 payment methods and 1 region. Xsolla adds Alipay, Bank Transfer, Carrier Billing and 8 more that Finix does not list; Finix adds ACH, Diners Club, JCB that Xsolla does not list; Xsolla also covers Africa, Asia and 5 more; only Xsolla offers Crypto Support, High Risk Accepted and 1 more.
Which is cheaper, Xsolla or Finix?
Xsolla has custom pricing quoted on engagement; Finix has published rates from Interchange+ pricing. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xsolla and Finix?
Xsolla lists 8 regions and 17 payment methods; Finix lists 1 and 9. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xsolla and Finix compare on integration and settlement?
both offer a sandbox; both support webhooks; Xsolla settles in 30 business days, Finix in 1–2 business days.

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