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Xsolla

Xsolla

Game Monetization

VS

M-Pesa

African Mobile Money

M-Pesa
Fees from
Custom vs 1-3%
Features

0 shared

5 unique to Xsolla · 2 unique to M-Pesa
Regions

1 shared

7 unique to Xsolla
Pay methods

2 shared

15 unique to Xsolla · 3 unique to M-Pesa

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Show full specs
7 features · 20 payment methods · 8 regions. We don't rank these — they're here for reference.
Xsolla Xsolla
M-Pesa M-Pesa
Quick Facts
Fees
Standard transaction rate
Custom
1-3%
Settlement
Time to receive funds
30 business days
Instant
Founded
2005
2007
Headquarters
Los Angeles, California
Nairobi, Kenya
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Xsolla leads (5 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
High Risk Accepted Unique
✓
—
Instant Payout Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
—
✓
Virtual Items Unique
✓
—
Payment Methods
Xsolla leads (17 vs 5)
Alipay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Carrier Billing Unique
✓
—
Credit Card Unique
✓
—
Crypto Unique
✓
—
Debit Card Unique
✓
—
Discover Unique
✓
—
Gift Card Unique
✓
—
Google Pay Unique
✓
—
M Pesa Unique
—
✓
Mastercard Unique
✓
—
Mobile Money
✓
✓
Mobile Payment Unique
✓
—
Paypal Unique
✓
—
Qr Code Unique
—
✓
Ussd Unique
—
✓
Visa Unique
✓
—
Wechat Pay Unique
✓
—
Regions
Xsolla leads (8 vs 1)
Africa
✓
✓
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

Xsolla is best when you...

Game Monetization
Need Crypto Support
Not available with M-Pesa
Need Enterprise
Not available with M-Pesa
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
M-Pesa doesn't cover these regions
View Xsolla

M-Pesa is best when you...

African Mobile Money
Need Instant Payout
Not available with Xsolla
Need Startup Friendly
Not available with Xsolla
View M-Pesa

Frequently Asked Questions

What is the difference between Xsolla and M-Pesa?
They share 2 payment methods and 1 region. Xsolla adds Alipay, Amex, Apple Pay and 12 more that M-Pesa does not list; M-Pesa adds M-Pesa, QR Code, USSD that Xsolla does not list; Xsolla also covers Asia, Europe and 5 more; only Xsolla offers Crypto Support, Enterprise and 3 more.
Which is cheaper, Xsolla or M-Pesa?
Xsolla has custom pricing quoted on engagement; M-Pesa has published rates from 1-3%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xsolla and M-Pesa?
Xsolla lists 8 regions and 17 payment methods; M-Pesa lists 1 and 5. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xsolla and M-Pesa compare on integration and settlement?
both offer a sandbox; both support webhooks; Xsolla settles in 30 business days, M-Pesa in Instant.

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