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XTransfer

XTransfer

B2B cross-border payments from China to global markets

VS

Azimo (Papaya Global)

European Remittance Service

Azimo (Papaya Global)
Fees from
1.5-2.5% for B2B cross-border transfers vs From €0.99 per transfer
Features

0 shared

2 unique to Azimo (Papaya Global)
Regions

3 shared

5 unique to XTransfer
Pay methods

1 shared

1 unique to Azimo (Papaya Global)
On region

XTransfer covers 8 regions; Azimo (Papaya Global) covers 3. Verify directly with each provider before signing.

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Show full specs
2 features · 2 payment methods · 8 regions. We don't rank these — they're here for reference.
XTransfer XTransfer
Azimo (Papaya Global) Azimo (Papaya Global)
Quick Facts
Fees
Standard transaction rate
1.5-2.5% for B2B cross-border transfers
From €0.99 per transfer
Settlement
Time to receive funds
—
Next business day
Founded
2017
2012
Headquarters
Shanghai, China
Amsterdam, Netherlands
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Azimo (Papaya Global) leads (2 vs 0)
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Payment Methods
Azimo (Papaya Global) leads (2 vs 1)
Bank Transfer
✓
✓
Sofort Unique
—
✓
Regions
XTransfer leads (8 vs 3)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

XTransfer is best when you...

B2B cross-border payments from China to global markets
Want coverage in Latin America, Middle East, North America, Oceania, Southeast Asia
Azimo (Papaya Global) doesn't cover these regions
View XTransfer

Azimo (Papaya Global) is best when you...

European Remittance Service
Need Instant Payout
Not available with XTransfer
Need Low Fees
Not available with XTransfer
View Azimo (Papaya Global)

Frequently Asked Questions

What is the difference between XTransfer and Azimo (Papaya Global)?
They share 1 payment method and 3 regions. Azimo (Papaya Global) adds Sofort that XTransfer does not list; XTransfer also covers Latin America, Middle East and 3 more; only Azimo (Papaya Global) offers Instant Payout, Low Fees.
Which is cheaper, XTransfer or Azimo (Papaya Global)?
XTransfer has published rates from 1.5-2.5% for B2B cross-border transfers; Azimo (Papaya Global) has published rates from From €0.99 per transfer. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use XTransfer and Azimo (Papaya Global)?
XTransfer lists 8 regions and 1 payment method; Azimo (Papaya Global) lists 3 and 2. both cover Africa, Asia, Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do XTransfer and Azimo (Papaya Global) compare on integration and settlement?
Azimo (Papaya Global) offers a sandbox, XTransfer does not list one; Azimo (Papaya Global) supports webhooks; Azimo (Papaya Global) publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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