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XTransfer

XTransfer

B2B cross-border payments from China to global markets

VS

Givex

Gift Cards & Loyalty Programs

Givex
Fees from
1.5-2.5% for B2B cross-border transfers vs Custom
Features

0 shared

1 unique to Givex
Regions

3 shared

5 unique to XTransfer
Pay methods

0 shared

1 unique to XTransfer · 5 unique to Givex
On region

XTransfer covers 8 regions; Givex covers 3. Verify directly with each provider before signing.

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Show full specs
1 features · 6 payment methods · 8 regions. We don't rank these — they're here for reference.
XTransfer XTransfer
Givex Givex
Quick Facts
Fees
Standard transaction rate
1.5-2.5% for B2B cross-border transfers
Custom
Settlement
Time to receive funds
—
—
Founded
2017
1999
Headquarters
Shanghai, China
Toronto, Canada
Sandbox / Test Mode
—
—
Webhook Support
—
✓
Features
Givex leads (1 vs 0)
Enterprise Unique
—
✓
Payment Methods
Givex leads (5 vs 1)
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Gift Card Unique
—
✓
Google Pay Unique
—
✓
Regions
XTransfer leads (8 vs 3)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

XTransfer is best when you...

B2B cross-border payments from China to global markets
Want coverage in Africa, Latin America, Middle East, Oceania, Southeast Asia
Givex doesn't cover these regions
View XTransfer

Givex is best when you...

Gift Cards & Loyalty Programs
Need Enterprise
Not available with XTransfer
View Givex

Frequently Asked Questions

What is the difference between XTransfer and Givex?
They share 0 payment methods and 3 regions. XTransfer adds Bank Transfer that Givex does not list; Givex adds Apple Pay, Credit Card, Debit Card and 2 more that XTransfer does not list; XTransfer also covers Africa, Latin America and 3 more; only Givex offers Enterprise.
Which is cheaper, XTransfer or Givex?
XTransfer has published rates from 1.5-2.5% for B2B cross-border transfers; Givex has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use XTransfer and Givex?
XTransfer lists 8 regions and 1 payment method; Givex lists 3 and 5. both cover Asia, Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do XTransfer and Givex compare on integration and settlement?
Givex supports webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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