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XTransfer

XTransfer

B2B cross-border payments from China to global markets

VS

Payment Asia

Hong Kong businesses and multiregional merchants

Payment Asia
Fees from
1.5-2.5% for B2B cross-border transfers vs 2.4% + HKD 2.50 for cards; bank transfer 0.5%
Features

0 shared

Regions

2 shared

6 unique to XTransfer
Pay methods

1 shared

2 unique to Payment Asia
On settlement

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Show full specs
0 features · 3 payment methods · 8 regions. We don't rank these — they're here for reference.
XTransfer XTransfer
Payment Asia Payment Asia
Quick Facts
Fees
Standard transaction rate
1.5-2.5% for B2B cross-border transfers
2.4% + HKD 2.50 for cards; bank transfer 0.5%
Settlement
Time to receive funds
—
—
Founded
2017
1999
Headquarters
Shanghai, China
Hong Kong
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Payment Methods
Payment Asia leads (3 vs 1)
Bank Transfer
✓
✓
Mastercard Unique
—
✓
Visa Unique
—
✓
Regions
XTransfer leads (8 vs 2)
Africa Unique
✓
—
Asia
✓
✓
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia
✓
✓

XTransfer is best when you...

B2B cross-border payments from China to global markets
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania
Payment Asia doesn't cover these regions
View XTransfer

Payment Asia is best when you...

Hong Kong businesses and multiregional merchants
View Payment Asia

Frequently Asked Questions

What is the difference between XTransfer and Payment Asia?
They share 1 payment method and 2 regions. Payment Asia adds Mastercard, Visa that XTransfer does not list; XTransfer also covers Africa, Europe and 4 more.
Which is cheaper, XTransfer or Payment Asia?
XTransfer has published rates from 1.5-2.5% for B2B cross-border transfers; Payment Asia has published rates from 2.4% + HKD 2.50 for cards; bank transfer 0.5%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use XTransfer and Payment Asia?
XTransfer lists 8 regions and 1 payment method; Payment Asia lists 2 and 3. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do XTransfer and Payment Asia compare on integration and settlement?
Payment Asia offers a sandbox, XTransfer does not list one; Payment Asia supports webhooks.

Are you XTransfer or Payment Asia?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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