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Yoco

Yoco

South African SMEs

VS

dLocal

Emerging Markets

dLocal
Fees from
2.95% vs 3-7% all-inclusive
Features

0 shared

1 unique to Yoco · 2 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

3 shared

3 unique to Yoco · 7 unique to dLocal
On payment methods

dLocal supports 10 payment methods, 4 more than Yoco. Verify directly with each provider before signing.

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Show full specs
3 features · 13 payment methods · 4 regions. We don't rank these — they're here for reference.
Yoco Yoco
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
2.95%
3-7% all-inclusive
Settlement
Time to receive funds
2 business days
2–7 business days
Founded
2013
2016
Headquarters
Cape Town, South Africa
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 6)
Amex
✓
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Contactless Unique
✓
—
Digital Wallet Unique
—
✓
Diners Unique
✓
—
Mastercard
✓
✓
Mobile Payment Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

Yoco is best when you...

South African SMEs
Need Startup Friendly
Not available with dLocal
View Yoco

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Yoco
Need Instant Payout
Not available with Yoco
Want coverage in Asia, Latin America, Middle East
Yoco doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Yoco and dLocal?
They share 3 payment methods and 1 region. Yoco adds Contactless, Diners Club, Mobile Payment that dLocal does not list; dLocal adds Bank Transfer, Boleto, Cash and 4 more that Yoco does not list; dLocal also covers Asia, Latin America and 1 more; only Yoco offers Startup Friendly.
Which is cheaper, Yoco or dLocal?
Yoco has published rates from 2.95%; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Yoco and dLocal?
Yoco lists 1 region and 6 payment methods; dLocal lists 4 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Yoco and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; Yoco settles in 2 business days, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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