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Yoco

Yoco

South African SMEs

VS

PostFinance

Swiss merchants

PostFinance
Fees from
2.95% vs 1.2-1.8%
Features

1 shared

1 unique to PostFinance
Regions

0 shared

1 unique to Yoco · 1 unique to PostFinance
Pay methods

1 shared

5 unique to Yoco · 3 unique to PostFinance
On payment methods

Yoco supports 6 payment methods, 2 more than PostFinance. Verify directly with each provider before signing.

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Show full specs
2 features · 9 payment methods · 2 regions. We don't rank these — they're here for reference.
Yoco Yoco
PostFinance PostFinance
Quick Facts
Fees
Standard transaction rate
2.95%
1.2-1.8%
Settlement
Time to receive funds
2 business days
2 business days
Founded
2013
1906
Headquarters
Cape Town, South Africa
Bern, Switzerland
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PostFinance leads (2 vs 1)
Low Fees Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Yoco leads (6 vs 4)
Amex Unique
✓
—
Bank Transfer Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
✓
—
Mastercard Unique
✓
—
Mobile Payment
✓
✓
Visa Unique
✓
—
Regions
Africa Unique
✓
—
Europe Unique
—
✓

Yoco is best when you...

South African SMEs
Want coverage in Africa
PostFinance doesn't cover this region
View Yoco

PostFinance is best when you...

Swiss merchants
Need Low Fees
Not available with Yoco
Want coverage in Europe
Yoco doesn't cover this region
View PostFinance

Frequently Asked Questions

What is the difference between Yoco and PostFinance?
They share 1 payment method and 0 regions. Yoco adds Amex, Contactless, Diners Club and 2 more that PostFinance does not list; PostFinance adds Bank Transfer, Credit Card, Debit Card that Yoco does not list; Yoco also covers Africa; PostFinance also covers Europe.
Which is cheaper, Yoco or PostFinance?
Yoco has published rates from 2.95%; PostFinance has published rates from 1.2-1.8%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Yoco and PostFinance?
Yoco lists 1 region and 6 payment methods; PostFinance lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Yoco and PostFinance compare on integration and settlement?
both offer a sandbox; both support webhooks; Yoco settles in 2 business days, PostFinance in 2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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