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Yoco

Yoco

South African SMEs

VS

QPay

Qatar mobile payments

QPay
Fees from
2.95% vs 2-3%
Features

1 shared

Regions

0 shared

1 unique to Yoco · 1 unique to QPay
Pay methods

1 shared

5 unique to Yoco · 5 unique to QPay
On licensing

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Show full specs
1 features · 11 payment methods · 2 regions. We don't rank these — they're here for reference.
Yoco Yoco
QPay QPay
Quick Facts
Fees
Standard transaction rate
2.95%
2-3%
Settlement
Time to receive funds
2 business days
Instant
Founded
2013
2015
Headquarters
Cape Town, South Africa
Doha, Qatar
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Startup Friendly
✓
✓
Payment Methods
Amex Unique
✓
—
Bank Transfer Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
—
✓
Diners Unique
✓
—
Mastercard Unique
✓
—
Mobile Payment
✓
✓
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
✓
—
Wechat Pay Unique
—
✓
Regions
Africa Unique
✓
—
Middle East Unique
—
✓

Yoco is best when you...

South African SMEs
Want coverage in Africa
QPay doesn't cover this region
View Yoco

QPay is best when you...

Qatar mobile payments
Want coverage in Middle East
Yoco doesn't cover this region
View QPay

Frequently Asked Questions

What is the difference between Yoco and QPay?
They share 1 payment method and 0 regions. Yoco adds Amex, Contactless, Diners Club and 2 more that QPay does not list; QPay adds Bank Transfer, Credit Card, QR Code and 2 more that Yoco does not list; Yoco also covers Africa; QPay also covers Middle East.
Which is cheaper, Yoco or QPay?
Yoco has published rates from 2.95%; QPay has published rates from 2-3%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Yoco and QPay?
Yoco lists 1 region and 6 payment methods; QPay lists 1 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Yoco and QPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Yoco settles in 2 business days, QPay in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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