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YooMoney

YooMoney

Russian Digital Wallet & Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
1-3% vs Custom
Features

0 shared

1 unique to YooMoney · 2 unique to Alipay
Regions

2 shared

6 unique to Alipay
Pay methods

2 shared

1 unique to YooMoney · 5 unique to Alipay
On licensing

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Show full specs
3 features · 8 payment methods · 8 regions. We don't rank these — they're here for reference.
YooMoney YooMoney
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
1-3%
Custom
Settlement
Time to receive funds
Same day
Next business day
Founded
2002
2004
Headquarters
Moscow, Russia
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 3)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

YooMoney is best when you...

Russian Digital Wallet & Payments
Need Startup Friendly
Not available with Alipay
View YooMoney

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with YooMoney
Need Instant Payout
Not available with YooMoney
Want coverage in Africa, Latin America, Middle East, North America, Oceania, Southeast Asia
YooMoney doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between YooMoney and Alipay?
They share 2 payment methods and 2 regions. YooMoney adds Bank Transfer that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 2 more that YooMoney does not list; Alipay also covers Africa, Latin America and 4 more; only YooMoney offers Startup Friendly.
Which is cheaper, YooMoney or Alipay?
YooMoney has published rates from 1-3%; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use YooMoney and Alipay?
YooMoney lists 2 regions and 3 payment methods; Alipay lists 8 and 7. both cover Asia, Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do YooMoney and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; YooMoney settles in Same day, Alipay in Next business day.

Are you YooMoney or Alipay?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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