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YooMoney

YooMoney

Russian Digital Wallet & Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
1-3% vs 3-7% all-inclusive
Features

0 shared

1 unique to YooMoney · 2 unique to dLocal
Regions

1 shared

1 unique to YooMoney · 3 unique to dLocal
Pay methods

3 shared

7 unique to dLocal
On settlement

YooMoney settles in Same day; dLocal settles in 2–7 business days. Verify directly with each provider before signing.

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Show full specs
3 features · 10 payment methods · 5 regions. We don't rank these — they're here for reference.
YooMoney YooMoney
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
1-3%
3-7% all-inclusive
Settlement
Time to receive funds
Same day
2–7 business days
Founded
2002
2016
Headquarters
Moscow, Russia
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 3)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
✓
—
Latin America Unique
—
✓
Middle East Unique
—
✓

YooMoney is best when you...

Russian Digital Wallet & Payments
Need Startup Friendly
Not available with dLocal
Want coverage in Europe
dLocal doesn't cover this region
View YooMoney

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with YooMoney
Need Instant Payout
Not available with YooMoney
Want coverage in Africa, Latin America, Middle East
YooMoney doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between YooMoney and dLocal?
They share 3 payment methods and 1 region. dLocal adds Amex, Boleto, Cash and 4 more that YooMoney does not list; YooMoney also covers Europe; dLocal also covers Africa, Latin America and 1 more; only YooMoney offers Startup Friendly.
Which is cheaper, YooMoney or dLocal?
YooMoney has published rates from 1-3%; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use YooMoney and dLocal?
YooMoney lists 2 regions and 3 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do YooMoney and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; YooMoney settles in Same day, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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