Zai (formerly Assembly) vs Svea Payments — Licensing & entity

Zai (formerly Assembly)

Australian Payment Infrastructure

Svea Payments

Nordic E-Commerce & Invoice Payments

Fees from

1.5%–2.8% + $0.3 vs Per-transaction

Features

0 shared

2 unique to Zai (formerly Assembly) · 1 unique to Svea Payments

Regions

0 shared

1 unique to Zai (formerly Assembly) · 1 unique to Svea Payments

Pay methods

3 shared

2 unique to Zai (formerly Assembly)

On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs

3 features · 5 payment methods · 2 regions. We don't rank these — they're here for reference.

Zai (formerly Assembly)

Svea Payments

Quick Facts

Fees

Standard transaction rate

1.5%–2.8% + $0.3

Per-transaction

Settlement

Time to receive funds

—

Founded

2012

2008

Headquarters

Australia

Helsinki, Finland

Sandbox / Test Mode

✓

Webhook Support

✓

Features

Zai (formerly Assembly) leads (2 vs 1)

Enterprise Unique

✓

—

Instant Sandbox Unique

✓

—

Recurring Payments Unique

—

✓

Payment Methods

Zai (formerly Assembly) leads (5 vs 3)

Bank Transfer

✓

Credit Card Unique

✓

—

Debit Card Unique

✓

—

Mastercard

✓

Visa

✓

Regions

Europe Unique

—

✓

Oceania Unique

✓

—

Zai (formerly Assembly) is best when you...

Australian Payment Infrastructure

Need Enterprise

Not available with Svea Payments

Need Instant Sandbox

Not available with Svea Payments

Want coverage in Oceania

Svea Payments doesn't cover this region

View Zai (formerly Assembly)

Svea Payments is best when you...

Nordic E-Commerce & Invoice Payments

Need Recurring Payments

Not available with Zai (formerly Assembly)

Want coverage in Europe

Zai (formerly Assembly) doesn't cover this region

View Svea Payments

Frequently Asked Questions

What is the difference between Zai (formerly Assembly) and Svea Payments?

They share 3 payment methods and 0 regions. Zai (formerly Assembly) adds Credit Card, Debit Card that Svea Payments does not list; Zai (formerly Assembly) also covers Oceania; Svea Payments also covers Europe; only Zai (formerly Assembly) offers Enterprise, Instant Sandbox.

Which is cheaper, Zai (formerly Assembly) or Svea Payments?

Zai (formerly Assembly) has published rates from 1.5%–2.8% + $0.3; Svea Payments has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.

Where can I use Zai (formerly Assembly) and Svea Payments?

Zai (formerly Assembly) lists 1 region and 5 payment methods; Svea Payments lists 1 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

How do Zai (formerly Assembly) and Svea Payments compare on integration and settlement?

both offer a sandbox; both support webhooks.

Are you Zai (formerly Assembly) or Svea Payments?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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