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ZaloPay

ZaloPay

Vietnamese e-wallet

VS

Alipay

Chinese Consumers

Alipay
Fees from
1% - 2% vs Custom
Features

0 shared

2 unique to ZaloPay · 2 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

3 shared

1 unique to ZaloPay · 4 unique to Alipay
On settlement

ZaloPay settles in 1–2 business days; Alipay settles in Next business day. Verify directly with each provider before signing.

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Show full specs
4 features · 8 payment methods · 8 regions. We don't rank these — they're here for reference.
ZaloPay ZaloPay
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
1% - 2%
Custom
Settlement
Time to receive funds
1–2 business days
Next business day
Founded
2017
2004
Headquarters
Ho Chi Minh City, Vietnam
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 4)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

ZaloPay is best when you...

Vietnamese e-wallet
Need Low Fees
Not available with Alipay
Need Startup Friendly
Not available with Alipay
View ZaloPay

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with ZaloPay
Need Instant Payout
Not available with ZaloPay
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
ZaloPay doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between ZaloPay and Alipay?
They share 3 payment methods and 1 region. ZaloPay adds Bank Transfer that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 1 more that ZaloPay does not list; Alipay also covers Africa, Europe and 5 more; only ZaloPay offers Low Fees, Startup Friendly.
Which is cheaper, ZaloPay or Alipay?
ZaloPay has published rates from 1% - 2%; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ZaloPay and Alipay?
ZaloPay lists 1 region and 4 payment methods; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ZaloPay and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; ZaloPay settles in 1–2 business days, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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