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ZaloPay

ZaloPay

Vietnamese e-wallet

VS

dLocal

Emerging Markets

dLocal
Fees from
1% - 2% vs 3-7% all-inclusive
Features

0 shared

2 unique to ZaloPay · 2 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

3 shared

1 unique to ZaloPay · 7 unique to dLocal
On region

dLocal covers 4 regions; ZaloPay covers 1. Verify directly with each provider before signing.

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Show full specs
4 features · 11 payment methods · 4 regions. We don't rank these — they're here for reference.
ZaloPay ZaloPay
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
1% - 2%
3-7% all-inclusive
Settlement
Time to receive funds
1–2 business days
2–7 business days
Founded
2017
2016
Headquarters
Ho Chi Minh City, Vietnam
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 4)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

ZaloPay is best when you...

Vietnamese e-wallet
Need Low Fees
Not available with dLocal
Need Startup Friendly
Not available with dLocal
View ZaloPay

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with ZaloPay
Need Instant Payout
Not available with ZaloPay
Want coverage in Africa, Latin America, Middle East
ZaloPay doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between ZaloPay and dLocal?
They share 3 payment methods and 1 region. ZaloPay adds QR Code that dLocal does not list; dLocal adds Amex, Boleto, Cash and 4 more that ZaloPay does not list; dLocal also covers Africa, Latin America and 1 more; only ZaloPay offers Low Fees, Startup Friendly.
Which is cheaper, ZaloPay or dLocal?
ZaloPay has published rates from 1% - 2%; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ZaloPay and dLocal?
ZaloPay lists 1 region and 4 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ZaloPay and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; ZaloPay settles in 1–2 business days, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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