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Zamtel Kwacha

Zamtel Kwacha

Zambian Mobile Money

VS

Alipay

Chinese Consumers

Alipay
Fees from
Custom vs Custom
Features

1 shared

1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

0 shared

1 unique to Zamtel Kwacha · 7 unique to Alipay
On settlement

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Show full specs
2 features · 8 payment methods · 8 regions. We don't rank these — they're here for reference.
Zamtel Kwacha Zamtel Kwacha
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2013
2004
Headquarters
Zambia
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Alipay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Payment Methods
Alipay leads (7 vs 1)
Alipay Unique
—
✓
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
✓
—
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Zamtel Kwacha is best when you...

Zambian Mobile Money
View Zamtel Kwacha

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Zamtel Kwacha
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Zamtel Kwacha doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Zamtel Kwacha and Alipay?
They share 0 payment methods and 1 region. Zamtel Kwacha adds Mobile Money that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 4 more that Zamtel Kwacha does not list; Alipay also covers Asia, Europe and 5 more; only Alipay offers Enterprise.
Which is cheaper, Zamtel Kwacha or Alipay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Zamtel Kwacha and Alipay?
Zamtel Kwacha lists 1 region and 1 payment method; Alipay lists 8 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Zamtel Kwacha and Alipay compare on integration and settlement?
Alipay offers a sandbox, Zamtel Kwacha does not list one; Alipay supports webhooks; Alipay publishes a settlement time of Next business day.

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