Zapper

Zapper

South African QR Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From 1.5% per transaction vs Custom
Features

0 shared

1 unique to Zapper · 5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

1 shared

1 unique to Zapper · 18 unique to A-Pay
On settlement

Zapper settles in Same day; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
6 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
Zapper Zapper
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From 1.5% per transaction
Custom
Settlement
Time to receive funds
Same day
1–2 business days
Founded
2013
2021
Headquarters
Cape Town, South Africa
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 2)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Zapper is best when you...

South African QR Payments
Need Low Fees
Not available with A-Pay
View Zapper

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Zapper
Need High Risk Accepted
Not available with Zapper
Want coverage in Asia, Europe, Latin America, Middle East, Southeast Asia
Zapper doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Zapper and A-Pay?
They share 1 payment method and 1 region. Zapper adds QR Code that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that Zapper does not list; A-Pay also covers Asia, Europe and 3 more; only Zapper offers Low Fees.
Which is cheaper, Zapper or A-Pay?
Zapper has published rates from From 1.5% per transaction; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Zapper and A-Pay?
Zapper lists 1 region and 2 payment methods; A-Pay lists 6 and 19. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Zapper and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Zapper settles in Same day, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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