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Zeffy

Zeffy

Zero-Fee Nonprofit Payments

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Free vs 2.3-2.9% + $0.30 (typical)
Features

1 shared

2 unique to Zeffy · 3 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

3 shared

3 unique to Zeffy · 32 unique to Checkout.com
On fees

Zeffy publishes Free from. Checkout.com publishes 2.3-2.9% + $0.30 (typical) from. Verify directly with each provider before signing.

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Show full specs
6 features · 38 payment methods · 8 regions. We don't rank these — they're here for reference.
Zeffy Zeffy
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Free
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
—
1–3 business days
Founded
2018
2012
Headquarters
Montreal, Canada
London, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 3)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 6)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Cartes Bancaires Unique
—
✓
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Zeffy is best when you...

Zero-Fee Nonprofit Payments
Need Low Fees
Not available with Checkout.com
Need Startup Friendly
Not available with Checkout.com
View Zeffy

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Zeffy
Need Instant Payout
Not available with Zeffy
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Zeffy doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Zeffy and Checkout.com?
They share 3 payment methods and 1 region. Zeffy adds Bank Transfer, Credit Card, Debit Card that Checkout.com does not list; Checkout.com adds Alipay, Amex, Bancontact and 29 more that Zeffy does not list; Checkout.com also covers Africa, Asia and 5 more; only Zeffy offers Low Fees, Startup Friendly.
Which is cheaper, Zeffy or Checkout.com?
Zeffy has published rates from Free; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Zeffy and Checkout.com?
Zeffy lists 1 region and 6 payment methods; Checkout.com lists 8 and 35. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Zeffy and Checkout.com compare on integration and settlement?
Checkout.com offers a sandbox, Zeffy does not list one; both support webhooks; Checkout.com publishes a settlement time of 1–3 business days.

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