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Zeffy

Zeffy

Zero-Fee Nonprofit Payments

VS

Stripe

SaaS & Developers

Stripe
Fees from
Free vs 1.5%–3.15% + 1.8 SEK
Features

2 shared

1 unique to Zeffy · 4 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

6 shared

14 unique to Stripe
On licensing

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Show full specs
7 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Zeffy Zeffy
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
Free
1.5%–3.15% + 1.8 SEK
Settlement
Time to receive funds
—
2–4 business days
Founded
2018
2010
Headquarters
Montreal, Canada
South San Francisco, California
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 6)
Ach
✓
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Paypal Unique
—
✓
Sepa Unique
—
✓
Stablecoin Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓

Zeffy is best when you...

Zero-Fee Nonprofit Payments
Need Low Fees
Not available with Stripe
View Zeffy

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Zeffy
Need Enterprise
Not available with Zeffy
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
Zeffy doesn't cover these regions
View Stripe

Frequently Asked Questions

What is the difference between Zeffy and Stripe?
They share 6 payment methods and 1 region. Stripe adds Affirm, Afterpay, Amex and 11 more that Zeffy does not list; Stripe also covers Africa, Asia and 4 more; only Zeffy offers Low Fees; only Stripe offers Crypto Support, Enterprise and 2 more.
Which is cheaper, Zeffy or Stripe?
Zeffy has published rates from Free; Stripe has published rates from 1.5%–3.15% + 1.8 SEK. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Zeffy and Stripe?
Zeffy lists 1 region and 6 payment methods; Stripe lists 7 and 20. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Zeffy and Stripe compare on integration and settlement?
Stripe offers a sandbox, Zeffy does not list one; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

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