Menu

Discover

All Providers Compare License Map Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
ZEN.COM

ZEN.COM

E-commerce merchants selling cross-border who want a payment gateway combined with a multi-currency business account.

VS

Payabl

European Merchant Services & Card Issuing

Payabl
Fees from
Payment Gateway plan: 25.00 EUR / mo. or 100 EUR / mo.; ZEN Pay 0.35% + 0.10 EUR; Credit cards IF++ 0.89% + 0.30 EUR vs Per-transaction
Features

0 shared

1 unique to Payabl
Regions

0 shared

1 unique to Payabl
Pay methods

7 shared

2 unique to ZEN.COM · 20 unique to Payabl
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
1 features · 29 payment methods · 1 regions. We don't rank these — they're here for reference.
ZEN.COM ZEN.COM
Payabl Payabl
Quick Facts
Fees
Standard transaction rate
Payment Gateway plan: 25.00 EUR / mo. or 100 EUR / mo.; ZEN Pay 0.35% + 0.10 EUR; Credit cards IF++ 0.89% + 0.30 EUR
Per-transaction
Settlement
Time to receive funds
—
—
Founded
—
2018
Headquarters
—
Limassol, Cyprus
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Payabl leads (1 vs 0)
Enterprise Unique
—
✓
Payment Methods
Payabl leads (27 vs 9)
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik
✓
✓
Boleto Unique
—
✓
Credit Card Unique
—
✓
Direct Debit Unique
—
✓
Eps Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Multibanco Unique
—
✓
Open Banking Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Pos Unique
—
✓
Przelewy24 Unique
—
✓
Pse Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Trustly
✓
✓
Twint Unique
—
✓
Unionpay Unique
✓
—
Visa
✓
✓
Voucher Unique
✓
—
Wechat Pay
✓
✓
Regions
Payabl leads (1 vs 0)
Europe Unique
—
✓

ZEN.COM is best when you...

E-commerce merchants selling cross-border who want a payment gateway combined with a multi-currency business account.
View ZEN.COM

Payabl is best when you...

European Merchant Services & Card Issuing
Need Enterprise
Not available with ZEN.COM
Want coverage in Europe
ZEN.COM doesn't cover this region
View Payabl

Frequently Asked Questions

What is the difference between ZEN.COM and Payabl?
They share 7 payment methods and 0 regions. ZEN.COM adds UnionPay, Voucher that Payabl does not list; Payabl adds Alipay, Amex, Bancontact and 17 more that ZEN.COM does not list; Payabl also covers Europe; only Payabl offers Enterprise.
Which is cheaper, ZEN.COM or Payabl?
ZEN.COM has published rates from Payment Gateway plan: 25.00 EUR / mo. or 100 EUR / mo.; ZEN Pay 0.35% + 0.10 EUR; Credit cards IF++ 0.89% + 0.30 EUR; Payabl has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ZEN.COM and Payabl?
ZEN.COM lists 0 regions and 9 payment methods; Payabl lists 1 and 27. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ZEN.COM and Payabl compare on integration and settlement?
Payabl offers a sandbox, ZEN.COM does not list one; Payabl supports webhooks.

Are you ZEN.COM or Payabl?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →