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ZEN.COM

ZEN.COM

E-commerce merchants selling cross-border who want a payment gateway combined with a multi-currency business account.

VS

Worldline Sips

French Omnichannel Payments

Worldline Sips
Fees from
Payment Gateway plan: 25.00 EUR / mo. or 100 EUR / mo.; ZEN Pay 0.35% + 0.10 EUR; Credit cards IF++ 0.89% + 0.30 EUR vs Custom
Features

0 shared

1 unique to Worldline Sips
Regions

0 shared

1 unique to Worldline Sips
Pay methods

4 shared

5 unique to ZEN.COM · 7 unique to Worldline Sips
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
1 features · 16 payment methods · 1 regions. We don't rank these — they're here for reference.
ZEN.COM ZEN.COM
Worldline Sips Worldline Sips
Quick Facts
Fees
Standard transaction rate
Payment Gateway plan: 25.00 EUR / mo. or 100 EUR / mo.; ZEN Pay 0.35% + 0.10 EUR; Credit cards IF++ 0.89% + 0.30 EUR
Custom
Settlement
Time to receive funds
—
Same day
Founded
—
2004
Headquarters
—
Bezons, France
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Worldline Sips leads (1 vs 0)
Enterprise Unique
—
✓
Payment Methods
Worldline Sips leads (11 vs 9)
Apple Pay
✓
✓
Blik
✓
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
✓
—
Multibanco Unique
—
✓
Paypal Unique
—
✓
Sepa Unique
—
✓
Trustly Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Voucher Unique
✓
—
Wechat Pay
✓
✓
Regions
Worldline Sips leads (1 vs 0)
Europe Unique
—
✓

ZEN.COM is best when you...

E-commerce merchants selling cross-border who want a payment gateway combined with a multi-currency business account.
View ZEN.COM

Worldline Sips is best when you...

French Omnichannel Payments
Need Enterprise
Not available with ZEN.COM
Want coverage in Europe
ZEN.COM doesn't cover this region
View Worldline Sips

Frequently Asked Questions

What is the difference between ZEN.COM and Worldline Sips?
They share 4 payment methods and 0 regions. ZEN.COM adds Mastercard, Trustly, UnionPay and 2 more that Worldline Sips does not list; Worldline Sips adds Credit Card, Debit Card, iDEAL and 4 more that ZEN.COM does not list; Worldline Sips also covers Europe; only Worldline Sips offers Enterprise.
Which is cheaper, ZEN.COM or Worldline Sips?
ZEN.COM has published rates from Payment Gateway plan: 25.00 EUR / mo. or 100 EUR / mo.; ZEN Pay 0.35% + 0.10 EUR; Credit cards IF++ 0.89% + 0.30 EUR; Worldline Sips has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ZEN.COM and Worldline Sips?
ZEN.COM lists 0 regions and 9 payment methods; Worldline Sips lists 1 and 11. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ZEN.COM and Worldline Sips compare on integration and settlement?
Worldline Sips offers a sandbox, ZEN.COM does not list one; Worldline Sips supports webhooks; Worldline Sips publishes a settlement time of Same day.

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