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Zeno Bank

Zeno Bank

Global payments

VS

AsiaPay

Pan-Asian payments

AsiaPay
Fees from
0.1% vs 2-3%
Features

2 shared

4 unique to Zeno Bank · 1 unique to AsiaPay
Regions

2 shared

6 unique to Zeno Bank · 1 unique to AsiaPay
Pay methods

2 shared

13 unique to Zeno Bank · 24 unique to AsiaPay

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Show full specs
7 features · 39 payment methods · 9 regions. We don't rank these — they're here for reference.
Zeno Bank Zeno Bank
AsiaPay AsiaPay
Quick Facts
Fees
Standard transaction rate
0.1%
2-3%
Settlement
Time to receive funds
Instant
2–5 business days
Founded
2025
2000
Headquarters
Samoa
Hong Kong
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Zeno Bank leads (6 vs 3)
Crypto Support
✓
✓
Enterprise
✓
✓
High Risk Accepted Unique
✓
—
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
AsiaPay leads (26 vs 15)
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Arbitrum Unique
✓
—
Bank Transfer Unique
—
✓
Base Chain Unique
✓
—
Bitcoin Unique
✓
—
Bnb Unique
✓
—
Bnpl Unique
—
✓
Crypto
✓
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Ethereum Unique
✓
—
Faster Payments Unique
—
✓
Fpx Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Jcb Unique
—
✓
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Mastercard Unique
—
✓
Mobile Wallet Unique
—
✓
Paynow Unique
—
✓
Polygon Unique
✓
—
Promptpay Unique
—
✓
Qr Code
✓
✓
Rupay Unique
—
✓
Solana Unique
✓
—
Stablecoin Unique
✓
—
Tron Unique
✓
—
Unionpay Unique
—
✓
Upi Unique
—
✓
Usdc Unique
✓
—
Usdt Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Zeno Bank leads (8 vs 3)
Africa Unique
✓
—
Asia
✓
✓
Europe Unique
✓
—
Global Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania
✓
✓
South America Unique
✓
—
Southeast Asia Unique
—
✓

Zeno Bank is best when you...

Global payments
Need High Risk Accepted
Not available with AsiaPay
Need Instant Payout
Not available with AsiaPay
Want coverage in Africa, Europe, Global, Middle East, North America, South America
AsiaPay doesn't cover these regions
View Zeno Bank

AsiaPay is best when you...

Pan-Asian payments
Need Recurring Payments
Not available with Zeno Bank
Want coverage in Southeast Asia
Zeno Bank doesn't cover this region
View AsiaPay

Frequently Asked Questions

What is the difference between Zeno Bank and AsiaPay?
They share 2 payment methods and 2 regions. Zeno Bank adds Arbitrum, Base, Bitcoin and 10 more that AsiaPay does not list; AsiaPay adds Alipay, Amex, Apple Pay and 21 more that Zeno Bank does not list; Zeno Bank also covers Africa, Europe and 4 more; AsiaPay also covers Southeast Asia.
Which is cheaper, Zeno Bank or AsiaPay?
Zeno Bank has published rates from 0.1%; AsiaPay has published rates from 2-3%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Zeno Bank and AsiaPay?
Zeno Bank lists 8 regions and 15 payment methods; AsiaPay lists 3 and 26. both cover Asia, Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Zeno Bank and AsiaPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Zeno Bank settles in Instant, AsiaPay in 2–5 business days.

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