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Zeno Bank

Zeno Bank

Global payments

VS

Paystack

Nigerian Market

Paystack
Fees from
0.1% vs 1.95% (local), 3.9% (international)
Features

3 shared

3 unique to Zeno Bank · 1 unique to Paystack
Regions

1 shared

7 unique to Zeno Bank
Pay methods

0 shared

15 unique to Zeno Bank · 12 unique to Paystack
On region

Zeno Bank covers 8 regions; Paystack covers 1. Verify directly with each provider before signing.

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Show full specs
7 features · 27 payment methods · 8 regions. We don't rank these — they're here for reference.
Zeno Bank Zeno Bank
Paystack Paystack
Quick Facts
Fees
Standard transaction rate
0.1%
1.95% (local), 3.9% (international)
Settlement
Time to receive funds
Instant
1–7 business days
Founded
2025
2015
Headquarters
Samoa
Lagos, Nigeria
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Zeno Bank leads (6 vs 4)
Crypto Support Unique
✓
—
Enterprise
✓
✓
High Risk Accepted Unique
✓
—
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Zeno Bank leads (15 vs 12)
Apple Pay Unique
—
✓
Arbitrum Unique
✓
—
Bank Transfer Unique
—
✓
Base Chain Unique
✓
—
Bitcoin Unique
✓
—
Bnb Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
✓
—
Debit Card Unique
—
✓
Eft Unique
—
✓
Ethereum Unique
✓
—
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
—
✓
Polygon Unique
✓
—
Pos Unique
—
✓
Qr Code Unique
✓
—
Solana Unique
✓
—
Stablecoin Unique
✓
—
Tron Unique
✓
—
Usdc Unique
✓
—
Usdt Unique
✓
—
Ussd Unique
—
✓
Verve Unique
—
✓
Visa Unique
—
✓
Regions
Zeno Bank leads (8 vs 1)
Africa
✓
✓
Asia Unique
✓
—
Europe Unique
✓
—
Global Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
South America Unique
✓
—

Zeno Bank is best when you...

Global payments
Need Crypto Support
Not available with Paystack
Need High Risk Accepted
Not available with Paystack
Want coverage in Asia, Europe, Global, Middle East, North America, Oceania, South America
Paystack doesn't cover these regions
View Zeno Bank

Paystack is best when you...

Nigerian Market
Need Instant Sandbox
Not available with Zeno Bank
View Paystack

Frequently Asked Questions

What is the difference between Zeno Bank and Paystack?
They share 0 payment methods and 1 region. Zeno Bank adds Arbitrum, Base, Bitcoin and 12 more that Paystack does not list; Paystack adds Apple Pay, Bank Transfer, Credit Card and 9 more that Zeno Bank does not list; Zeno Bank also covers Asia, Europe and 5 more; only Zeno Bank offers Crypto Support, High Risk Accepted and 1 more.
Which is cheaper, Zeno Bank or Paystack?
Zeno Bank has published rates from 0.1%; Paystack has published rates from 1.95% (local), 3.9% (international). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Zeno Bank and Paystack?
Zeno Bank lists 8 regions and 15 payment methods; Paystack lists 1 and 12. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Zeno Bank and Paystack compare on integration and settlement?
both offer a sandbox; both support webhooks; Zeno Bank settles in Instant, Paystack in 1–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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