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Zeno Bank

Zeno Bank

Global payments

VS

Southpay

E-commerce, E-commerce custom integrations

Southpay
Fees from
0.1% vs 1.99%
Features

5 shared

1 unique to Zeno Bank · 3 unique to Southpay
Regions

1 shared

7 unique to Zeno Bank
Pay methods

10 shared

5 unique to Zeno Bank · 6 unique to Southpay
On fees

Zeno Bank publishes 0.1% from. Southpay publishes 1.99% from. Verify directly with each provider before signing.

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Show full specs
9 features · 21 payment methods · 8 regions. We don't rank these — they're here for reference.
Zeno Bank Zeno Bank
Southpay Southpay
Quick Facts
Fees
Standard transaction rate
0.1%
1.99%
Settlement
Time to receive funds
Instant
Instant
Founded
2025
2026
Headquarters
Samoa
Wyoming
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Southpay leads (8 vs 6)
Crypto Support
✓
✓
Enterprise Unique
✓
—
High Risk Accepted
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Low Fees
✓
✓
Marketplace Support Unique
—
✓
Multi Currency Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Southpay leads (16 vs 15)
Apple Pay Unique
—
✓
Arbitrum
✓
✓
Base Chain Unique
✓
—
Bitcoin
✓
✓
Bnb
✓
✓
Crypto Unique
✓
—
Dogecoin Unique
—
✓
Ethereum
✓
✓
Google Pay Unique
—
✓
Lightning Network
✓
✓
Litecoin
✓
✓
Monero Unique
—
✓
Optimism Unique
—
✓
Polygon Unique
✓
—
Qr Code Unique
✓
—
Solana
✓
✓
Stablecoin
✓
✓
Tron Unique
✓
—
Usdc
✓
✓
Usdt
✓
✓
Xrp Unique
—
✓
Regions
Zeno Bank leads (8 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Global
✓
✓
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
South America Unique
✓
—

Zeno Bank is best when you...

Global payments
Need Enterprise
Not available with Southpay
Want coverage in Africa, Asia, Europe, Middle East, North America, Oceania, South America
Southpay doesn't cover these regions
View Zeno Bank

Southpay is best when you...

E-commerce, E-commerce custom integrations
Need Instant Sandbox
Not available with Zeno Bank
Need Marketplace Support
Not available with Zeno Bank
View Southpay

Frequently Asked Questions

What is the difference between Zeno Bank and Southpay?
They share 10 payment methods and 1 region. Zeno Bank adds Base, Crypto, Polygon and 2 more that Southpay does not list; Southpay adds Apple Pay, Dogecoin, Google Pay and 3 more that Zeno Bank does not list; Zeno Bank also covers Africa, Asia and 5 more; only Zeno Bank offers Enterprise.
Which is cheaper, Zeno Bank or Southpay?
Zeno Bank has published rates from 0.1%; Southpay has published rates from 1.99%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Zeno Bank and Southpay?
Zeno Bank lists 8 regions and 15 payment methods; Southpay lists 1 and 16. both cover Global. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Zeno Bank and Southpay compare on integration and settlement?
both offer a sandbox; both support webhooks; Zeno Bank settles in Instant, Southpay in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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