Zettle

Zettle

EU retail

VS

Checkout.com

Global Performance

Checkout.com
Fees from
1.75% per transaction (EU) vs 2.3-2.9% + $0.30 (typical)
Features

0 shared

2 unique to Zettle · 4 unique to Checkout.com
Regions

2 shared

6 unique to Checkout.com
Pay methods

7 shared

1 unique to Zettle · 28 unique to Checkout.com
On settlement

Zettle settles in Next business day; Checkout.com settles in 1–3 business days. Verify directly with each provider before signing.

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Show full specs
6 features · 36 payment methods · 8 regions. We don't rank these — they're here for reference.
Zettle Zettle
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
1.75% per transaction (EU)
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
Next business day
1–3 business days
Founded
2010
2012
Headquarters
Stockholm, Sweden
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 8)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Contactless Unique
✓
—
Dana Unique
—
✓
Diners
✓
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish
✓
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Zettle is best when you...

EU retail
Need Low Fees
Not available with Checkout.com
Need Startup Friendly
Not available with Checkout.com
View Zettle

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Zettle
Need Instant Payout
Not available with Zettle
Want coverage in Africa, Asia, Middle East, North America, Oceania, Southeast Asia
Zettle doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Zettle and Checkout.com?
They share 7 payment methods and 2 regions. Zettle adds Contactless that Checkout.com does not list; Checkout.com adds ACH, Alipay, Bancontact and 25 more that Zettle does not list; Checkout.com also covers Africa, Asia and 4 more; only Zettle offers Low Fees, Startup Friendly.
Which is cheaper, Zettle or Checkout.com?
Zettle has published rates from 1.75% per transaction (EU); Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Zettle and Checkout.com?
Zettle lists 2 regions and 8 payment methods; Checkout.com lists 8 and 35. both cover Europe, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Zettle and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Zettle settles in Next business day, Checkout.com in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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