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Zettle

Zettle

EU retail

VS

Oppi Payment

Oppi Payment
Fees from
1.75% per transaction (EU) vs 0.35%
Features

2 shared

9 unique to Oppi Payment
Regions

2 shared

8 unique to Oppi Payment
Pay methods

0 shared

8 unique to Zettle · 15 unique to Oppi Payment
On licensing

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Show full specs
11 features · 23 payment methods · 10 regions. We don't rank these — they're here for reference.
Zettle Zettle
Oppi Payment Oppi Payment
Quick Facts
Fees
Standard transaction rate
1.75% per transaction (EU)
0.35%
Settlement
Time to receive funds
Next business day
Instant
Founded
2010
2024
Headquarters
Stockholm, Sweden
116/52 Piotrkowska Street, 90-006 Łódź, Republic of Poland
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Oppi Payment leads (11 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees
✓
✓
Marketplace Support Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Oppi Payment leads (15 vs 8)
Amex Unique
✓
—
Apple Pay Unique
✓
—
Arbitrum Unique
—
✓
Bitcoin Unique
—
✓
Bnb Unique
—
✓
Contactless Unique
✓
—
Crypto Unique
—
✓
Diners Unique
✓
—
Dogecoin Unique
—
✓
Ethereum Unique
—
✓
Google Pay Unique
✓
—
Lightning Network Unique
—
✓
Litecoin Unique
—
✓
Mastercard Unique
✓
—
Monero Unique
—
✓
Optimism Unique
—
✓
Solana Unique
—
✓
Stablecoin Unique
—
✓
Swish Unique
✓
—
Usdc Unique
—
✓
Usdt Unique
—
✓
Visa Unique
✓
—
Xrp Unique
—
✓
Regions
Oppi Payment leads (10 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Global Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
South America Unique
—
✓
Southeast Asia Unique
—
✓

Zettle is best when you...

EU retail
View Zettle

Oppi Payment is best when you...

Need Crypto Support
Not available with Zettle
Need Enterprise
Not available with Zettle
Want coverage in Africa, Asia, Global, Middle East, North America, Oceania, South America, Southeast Asia
Zettle doesn't cover these regions
View Oppi Payment

Frequently Asked Questions

What is the difference between Zettle and Oppi Payment?
They share 0 payment methods and 2 regions. Zettle adds Amex, Apple Pay, Contactless and 5 more that Oppi Payment does not list; Oppi Payment adds Arbitrum, Bitcoin, BNB and 12 more that Zettle does not list; Oppi Payment also covers Africa, Asia and 6 more; only Oppi Payment offers Crypto Support, Enterprise and 7 more.
Which is cheaper, Zettle or Oppi Payment?
Zettle has published rates from 1.75% per transaction (EU); Oppi Payment has published rates from 0.35%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Zettle and Oppi Payment?
Zettle lists 2 regions and 8 payment methods; Oppi Payment lists 10 and 15. both cover Europe, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Zettle and Oppi Payment compare on integration and settlement?
Zettle offers a sandbox, Oppi Payment does not list one; Zettle supports webhooks; Zettle settles in Next business day, Oppi Payment in Instant.

Are you Zettle or Oppi Payment?

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