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Zip

Zip

Omnichannel BNPL

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Custom vs 2.3-2.9% + $0.30 (typical)
Features

0 shared

4 unique to Checkout.com
Regions

2 shared

6 unique to Checkout.com
Pay methods

0 shared

3 unique to Zip · 35 unique to Checkout.com
On region

Checkout.com covers 8 regions; Zip covers 2. Verify directly with each provider before signing.

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Show full specs
4 features · 38 payment methods · 8 regions. We don't rank these — they're here for reference.
Zip Zip
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Custom
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
Same day
1–3 business days
Founded
2013
2012
Headquarters
Sydney, Australia
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Checkout.com leads (35 vs 3)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bnpl Unique
✓
—
Cartes Bancaires Unique
—
✓
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Zip is best when you...

Omnichannel BNPL
View Zip

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Zip
Need Instant Payout
Not available with Zip
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Zip doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Zip and Checkout.com?
They share 0 payment methods and 2 regions. Zip adds Buy Now Pay Later, Credit Card, Debit Card that Checkout.com does not list; Checkout.com adds ACH, Alipay, Amex and 32 more that Zip does not list; Checkout.com also covers Africa, Asia and 4 more; only Checkout.com offers Enterprise, Instant Payout and 2 more.
Which is cheaper, Zip or Checkout.com?
Zip has custom pricing quoted on engagement; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Zip and Checkout.com?
Zip lists 2 regions and 3 payment methods; Checkout.com lists 8 and 35. both cover North America, Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Zip and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Zip settles in Same day, Checkout.com in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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